Selected research
Industry Growth & Trends
Global PSD2 and Open Banking Industry Growth and Trends Forecast to 2032
Market perspective
According to APO Research, the global PSD2 and Open Banking market was valued at US$ million in 2026 and is projected to reach US$ million by 2032, implying a CAGR of xx% over 2026-2032.
The North America market for PSD2 and Open Banking is projected to increase from US$ million in 2026 to US$ million by 2032, corresponding to a CAGR of % over 2026-2032.
The Europe market for PSD2 and Open Banking is projected to increase from US$ million in 2026 to US$ million by 2032, registering a CAGR of % over 2026-2032.
Read the full market overview
The Asia Pacific market for PSD2 and Open Banking is projected to increase from US$ million in 2026 to US$ million by 2032, at a CAGR of % over 2026-2032.
Leading global companies in the PSD2 and Open Banking market include Credit Agricole, DemystData, figo GmbH, Finastra, FormFree, BBVA Open Platform, Jack Henry & Associates, Mambu GmbH and MineralTree, among others. In 2025, the top three vendors together accounted for approximately % of global revenue.
Report Scope
This report provides a structured, data-driven view of the global PSD2 and Open Banking market, combining harmonized quantitative metrics with targeted qualitative insight to support business and growth strategy, market positioning, and capital allocation.
The PSD2 and Open Banking market size, estimates, and forecasts are presented in terms of revenue (US$ million), with 2025 as the base year and historical and forecast data for 2021-2032. The report segments the global PSD2 and Open Banking market by Type, Application, region/country, and company, provides regional market sizes at the segment level, profiles the competitive landscape and key players and their market ranks, and reviews technology trends and new product developments relevant to PSD2 and Open Banking.
Key Companies & Market Share Insights
This section analyzes the strategies and performance of leading companies in the global PSD2 and Open Banking market, including portfolio focus, innovation and product development, mergers and acquisitions, collaborations, and geographic expansion used to sustain or enhance competitive positions. It also summarizes recent corporate developments and key financial indicators and provides global revenue and gross margin data by manufacturer for 2021-2026, enabling benchmarking of scale, profitability, and market share and supporting assessment of market concentration through indicators such as CR5 and CR10.
PSD2 and Open Banking Market by Company
Credit Agricole
DemystData
figo GmbH
Finastra
FormFree
BBVA Open Platform
Jack Henry & Associates
Mambu GmbH
MineralTree
NCR Corporation
Accern
D3 Technology
Malauzai Software
PSD2 and Open Banking Segment by Type
Current Account
Payment
Credit
Investments
Others
PSD2 and Open Banking Segment by Application
SMEs
Large Enterprises
PSD2 and Open Banking Segment by Region
North America
United States
Canada
Mexico
Europe
Germany
France
U.K.
Italy
Russia
Spain
Netherlands
Switzerland
Sweden
Poland
Asia-Pacific
China
Japan
South Korea
India
Australia
Taiwan
Southeast Asia
South America
Brazil
Argentina
Chile
Middle East & Africa
Egypt
South Africa
Israel
Türkiye
GCC Countries
Key Drivers & Barriers
High-impact rendering factors and drivers have been studied in this report to aid the readers to understand the general development. Moreover, the report includes restraints and challenges that may act as stumbling blocks on the way of the players. This will assist the users to be attentive and make informed decisions related to business. Specialists have also laid their focus on the upcoming business prospects.
Reasons to Buy This Report
1. This report will help the readers to understand the competition within the industries and strategies for the competitive environment to enhance the potential profit. The report also focuses on the competitive landscape of the global PSD2 and Open Banking market, and introduces in detail the market share, industry ranking, competitor ecosystem, market performance, new product development, operation situation, expansion, and acquisition. etc. of the main players, which helps the readers to identify the main competitors and deeply understand the competition pattern of the market.
2. This report will help stakeholders to understand the global industry status and trends of PSD2 and Open Banking and provides them with information on key market drivers, restraints, challenges, and opportunities.
3. This report will help stakeholders to understand competitors better and gain more insights to strengthen their position in their businesses. The competitive landscape section includes the market share and rank (in value), competitor ecosystem, new product development, expansion, and acquisition.
4. This report stays updated with novel technology integration, features, and the latest developments in the market
5. This report helps stakeholders to gain insights into which regions to target globally
6. This report helps stakeholders to gain insights into the end-user perception concerning the adoption of PSD2 and Open Banking.
7. This report helps stakeholders to identify some of the key players in the market and understand their valuable contribution.
Chapter Outline
Chapter 1: Introduces the report scope of the report, executive summary of global and regional market size and CAGR for the history and forecast period (2021-2025, 2026-2031). It offers a high-level view of the current state of the market and its likely evolution in the short to mid-term, and long term.
Chapter 2: Provides the analysis of various market segments by type, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 3: Provides the analysis of various market segments by application, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 4: Introduces the market dynamics, latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by manufacturers in the industry, and the analysis of relevant policies in the industry.
Chapter 5: Detailed analysis of PSD2 and Open Banking companies' competitive landscape, revenue, market share and ranking, latest development plan, merger, and acquisition information, etc.
Chapter 6: Provides profiles of key players, introducing the basic situation of the main companies in the market in detail, including product introduction, revenue, recent development, etc.
Chapter 7, 8, 9, 10 and 11: North America, Europe, Asia Pacific, South America, Middle East & Africa, revenue by country.
Chapter 12: Concluding Insights of the report
More report detail
Tables and figures
Scope & coverage.
Types
- Current Account
- Payment
- Credit
- Investments
- Others
Applications
- SMEs
- Large Enterprises
Companies covered
- Credit Agricole
- DemystData
- figo GmbH
- Finastra
- FormFree
- BBVA Open Platform
- Jack Henry & Associates
- Mambu GmbH
- MineralTree
- NCR Corporation
- Accern
- D3 Technology
- Malauzai Software
Inside the report.
1 Market Overview
- 1.1 Product Definition
- 1.2 Global Market Growth Prospects
- 1.3 Global PSD2 and Open Banking Market Size Overview by Region 2021 VS 2025 VS 2032
- 1.4 Global PSD2 and Open Banking Market Size by Region (2021-2032)
- 1.4.1 Global PSD2 and Open Banking Market Size by Region (2021-2026)
- 1.4.2 Global PSD2 and Open Banking Market Size by Region (2027-2032)
- 1.5 Key Regions PSD2 and Open Banking Market Size (2021-2032)
- 1.5.1 North America PSD2 and Open Banking Market Size Growth Rate (2021-2032)
- 1.5.2 Europe PSD2 and Open Banking Market Size Growth Rate (2021-2032)
- 1.5.3 Asia-Pacific PSD2 and Open Banking Market Size Growth Rate (2021-2032)
- 1.5.4 South America PSD2 and Open Banking Market Size Growth Rate (2021-2032)
- 1.5.5 Middle East & Africa PSD2 and Open Banking Market Size Growth Rate (2021-2032)
2 PSD2 and Open Banking Market by Type
- 2.1 Type Introduction
- 2.1.1 Current Account
- 2.1.2 Payment
- 2.1.3 Credit
- 2.1.4 Investments
- 2.1.5 Others
- 2.2 Global PSD2 and Open Banking Market Size by Type
- 2.2.1 Global PSD2 and Open Banking Market Size Overview by Type (2021-2032)
- 2.2.2 Global PSD2 and Open Banking Historic Market Size Review by Type (2021-2026)
- 2.2.3 Global PSD2 and Open Banking Market Size Forecasted by Type (2027-2032)
- 2.3 Global PSD2 and Open Banking Market Size by Regions
- 2.3.1 North America PSD2 and Open Banking Market Size Breakdown by Type (2021-2026)
- 2.3.2 Europe PSD2 and Open Banking Market Size Breakdown by Type (2021-2026)
- 2.3.3 Asia-Pacific PSD2 and Open Banking Market Size Breakdown by Type (2021-2026)
- 2.3.4 South America PSD2 and Open Banking Market Size Breakdown by Type (2021-2026)
- 2.3.5 Middle East and Africa PSD2 and Open Banking Market Size Breakdown by Type (2021-2026)
3 PSD2 and Open Banking Market by Application
- 3.1 Type Introduction
- 3.1.1 SMEs
- 3.1.2 Large Enterprises
- 3.2 Global PSD2 and Open Banking Market Size by Application
- 3.2.1 Global PSD2 and Open Banking Market Size Overview by Application (2021-2032)
- 3.2.2 Global PSD2 and Open Banking Historic Market Size Review by Application (2021-2026)
- 3.2.3 Global PSD2 and Open Banking Market Size Forecasted by Application (2027-2032)
- 3.3 Global PSD2 and Open Banking Market Size by Regions
- 3.3.1 North America PSD2 and Open Banking Market Size Breakdown by Application (2021-2026)
- 3.3.2 Europe PSD2 and Open Banking Market Size Breakdown by Application (2021-2026)
- 3.3.3 Asia-Pacific PSD2 and Open Banking Market Size Breakdown by Application (2021-2026)
- 3.3.4 South America PSD2 and Open Banking Market Size Breakdown by Application (2021-2026)
- 3.3.5 Middle East and Africa PSD2 and Open Banking Market Size Breakdown by Application (2021-2026)
4 Global Market Dynamics
- 4.1 PSD2 and Open Banking Industry Trends
- 4.2 PSD2 and Open Banking Industry Drivers
- 4.3 PSD2 and Open Banking Industry Opportunities and Challenges
- 4.4 PSD2 and Open Banking Industry Restraints
5 Competitive Insights by Company
- 5.1 Global Top Players by PSD2 and Open Banking Revenue (2021-2026)
- 5.2 Global PSD2 and Open Banking Industry Company Ranking, 2024 VS 2025 VS 2026
- 5.3 Global PSD2 and Open Banking Key Company Headquarters & Area Served
- 5.4 Global PSD2 and Open Banking Company, Product Type & Application
- 5.5 Global PSD2 and Open Banking Company Commercialization Time
- 5.6 Market Competitive Analysis
- 5.6.1 Global PSD2 and Open Banking Market CR5 and HHI
- 5.6.2 Global Top 5 and 10 PSD2 and Open Banking Players Market Share by Revenue in 2025
- 5.6.3 2025 PSD2 and Open Banking Tier 1, Tier 2, and Tier 3
6 Company Profiles
- 6.1 Credit Agricole
- 6.1.1 Credit Agricole Company Information
- 6.1.2 Credit Agricole Business Overview
- 6.1.3 Credit Agricole PSD2 and Open Banking Revenue, Global Share and Gross Margin (2021-2026)
- 6.1.4 Credit Agricole PSD2 and Open Banking Product Portfolio
- 6.1.5 Credit Agricole Recent Developments
- 6.2 DemystData
- 6.2.1 DemystData Company Information
- 6.2.2 DemystData Business Overview
- 6.2.3 DemystData PSD2 and Open Banking Revenue, Global Share and Gross Margin (2021-2026)
- 6.2.4 DemystData PSD2 and Open Banking Product Portfolio
- 6.2.5 DemystData Recent Developments
- 6.3 figo GmbH
- 6.3.1 figo GmbH Company Information
- 6.3.2 figo GmbH Business Overview
- 6.3.3 figo GmbH PSD2 and Open Banking Revenue, Global Share and Gross Margin (2021-2026)
- 6.3.4 figo GmbH PSD2 and Open Banking Product Portfolio
- 6.3.5 figo GmbH Recent Developments
- 6.4 Finastra
- 6.4.1 Finastra Company Information
- 6.4.2 Finastra Business Overview
- 6.4.3 Finastra PSD2 and Open Banking Revenue, Global Share and Gross Margin (2021-2026)
- 6.4.4 Finastra PSD2 and Open Banking Product Portfolio
- 6.4.5 Finastra Recent Developments
- 6.5 FormFree
- 6.5.1 FormFree Company Information
- 6.5.2 FormFree Business Overview
- 6.5.3 FormFree PSD2 and Open Banking Revenue, Global Share and Gross Margin (2021-2026)
- 6.5.4 FormFree PSD2 and Open Banking Product Portfolio
- 6.5.5 FormFree Recent Developments
- 6.6 BBVA Open Platform
- 6.6.1 BBVA Open Platform Company Information
- 6.6.2 BBVA Open Platform Business Overview
- 6.6.3 BBVA Open Platform PSD2 and Open Banking Revenue, Global Share and Gross Margin (2021-2026)
- 6.6.4 BBVA Open Platform PSD2 and Open Banking Product Portfolio
- 6.6.5 BBVA Open Platform Recent Developments
- 6.7 Jack Henry & Associates
- 6.7.1 Jack Henry & Associates Company Information
- 6.7.2 Jack Henry & Associates Business Overview
- 6.7.3 Jack Henry & Associates PSD2 and Open Banking Revenue, Global Share and Gross Margin (2021-2026)
- 6.7.4 Jack Henry & Associates PSD2 and Open Banking Product Portfolio
- 6.7.5 Jack Henry & Associates Recent Developments
- 6.8 Mambu GmbH
- 6.8.1 Mambu GmbH Company Information
- 6.8.2 Mambu GmbH Business Overview
- 6.8.3 Mambu GmbH PSD2 and Open Banking Revenue, Global Share and Gross Margin (2021-2026)
- 6.8.4 Mambu GmbH PSD2 and Open Banking Product Portfolio
- 6.8.5 Mambu GmbH Recent Developments
- 6.9 MineralTree
- 6.9.1 MineralTree Company Information
- 6.9.2 MineralTree Business Overview
- 6.9.3 MineralTree PSD2 and Open Banking Revenue, Global Share and Gross Margin (2021-2026)
- 6.9.4 MineralTree PSD2 and Open Banking Product Portfolio
- 6.9.5 MineralTree Recent Developments
- 6.10 NCR Corporation
- 6.10.1 NCR Corporation Company Information
- 6.10.2 NCR Corporation Business Overview
- 6.10.3 NCR Corporation PSD2 and Open Banking Revenue, Global Share and Gross Margin (2021-2026)
- 6.10.4 NCR Corporation PSD2 and Open Banking Product Portfolio
- 6.10.5 NCR Corporation Recent Developments
- 6.11 Accern
- 6.11.1 Accern Company Information
- 6.11.2 Accern Business Overview
- 6.11.3 Accern PSD2 and Open Banking Revenue, Global Share and Gross Margin (2021-2026)
- 6.11.4 Accern PSD2 and Open Banking Product Portfolio
- 6.11.5 Accern Recent Developments
- 6.12 D3 Technology
- 6.12.1 D3 Technology Company Information
- 6.12.2 D3 Technology Business Overview
- 6.12.3 D3 Technology PSD2 and Open Banking Revenue, Global Share and Gross Margin (2021-2026)
- 6.12.4 D3 Technology PSD2 and Open Banking Product Portfolio
- 6.12.5 D3 Technology Recent Developments
- 6.13 Malauzai Software
- 6.13.1 Malauzai Software Company Information
- 6.13.2 Malauzai Software Business Overview
- 6.13.3 Malauzai Software PSD2 and Open Banking Revenue, Global Share and Gross Margin (2021-2026)
- 6.13.4 Malauzai Software PSD2 and Open Banking Product Portfolio
- 6.13.5 Malauzai Software Recent Developments
7 North America
- 7.1 North America PSD2 and Open Banking Market Size Growth Rate (CAGR) by Country: 2021 VS 2025 VS 2032
- 7.2 North America PSD2 and Open Banking Market Size by Country (2021-2026)
- 7.3 North America PSD2 and Open Banking Market Size Forecast by Country (2027-2032)
8 Europe
- 8.1 Europe PSD2 and Open Banking Market Size Growth Rate (CAGR) by Country: 2021 VS 2025 VS 2032
- 8.2 Europe PSD2 and Open Banking Market Size by Country (2021-2026)
- 8.3 Europe PSD2 and Open Banking Market Size Forecast by Country (2027-2032)
9 Asia-Pacific
- 9.1 Asia-Pacific PSD2 and Open Banking Market Size Growth Rate (CAGR) by Country: 2021 VS 2025 VS 2032
- 9.2 Asia-Pacific PSD2 and Open Banking Market Size by Country (2021-2026)
- 9.3 Asia-Pacific PSD2 and Open Banking Market Size Forecast by Country (2027-2032)
10 South America
- 10.1 South America PSD2 and Open Banking Market Size Growth Rate (CAGR) by Country: 2021 VS 2025 VS 2032
- 10.2 South America PSD2 and Open Banking Market Size by Country (2021-2026)
- 10.3 South America PSD2 and Open Banking Market Size Forecast by Country (2027-2032)
11 Middle East & Africa
- 11.1 Middle East & Africa PSD2 and Open Banking Market Size Growth Rate (CAGR) by Country: 2021 VS 2025 VS 2032
- 11.2 Middle East & Africa PSD2 and Open Banking Market Size by Country (2021-2026)
- 11.3 Middle East & Africa PSD2 and Open Banking Market Size Forecast by Country (2027-2032)
12 Concluding Insights
13 Appendix
- 13.1 Reasons for Doing This Study
- 13.2 Research Methodology
- 13.3 Research Process
- 13.4 Authors List of This Report
- 13.5 Data Source
- 13.5.1 Secondary Sources
- 13.5.2 Primary Sources
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