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Industry Growth & Trends
Global Eco-Focused Payment Cards Industry Growth and Trends Forecast to 2032
Market perspective
The global Eco-Focused Payment Cards market was valued at US$ million in 2026 and is projected to reach US$ million by 2032, implying a CAGR of xx% over 2026-2032.
The North America market for Eco-Focused Payment Cards is projected to increase from US$ million in 2026 to US$ million by 2032, corresponding to a CAGR of % over 2026-2032.
The Europe market for Eco-Focused Payment Cards is projected to increase from US$ million in 2026 to US$ million by 2032, registering a CAGR of % over 2026-2032.
Read the full market overview
The Asia Pacific market for Eco-Focused Payment Cards is projected to increase from US$ million in 2026 to US$ million by 2032, at a CAGR of % over 2026-2032.
Leading global manufacturers of Eco-Focused Payment Cards include IDEMIA, Thales, Giesecke+Devrient, CPI Card Group, TOPPAN Security, Goldpac, AUSTRIACARD, exceet Card Group and TAG Systems, among others. In 2025, the top three vendors together accounted for approximately % of global revenue.
Report Scope
This report provides a structured, data-driven view of the global Eco-Focused Payment Cards market, combining harmonized quantitative metrics with targeted qualitative insight to support business and growth strategy, market positioning, and capital allocation.
The Eco-Focused Payment Cards market size, estimates, and forecasts are presented in terms of sales volume (k units) and revenue (US$ million), with 2025 as the base year and historical and forecast data for 2021-2032. The report segments the global Eco-Focused Payment Cards market by Type, Application, region/country, and company, provides regional market sizes at the segment level, profiles the competitive landscape and key players and their market ranks, and reviews technology trends and new product developments relevant to Eco-Focused Payment Cards.
Key Companies & Market Share Insights
This section analyzes the strategies and performance of leading manufacturers in the global Eco-Focused Payment Cards market, including portfolio focus, innovation and product development, mergers and acquisitions, collaborations, and geographic expansion used to sustain or enhance competitive positions. It also summarizes recent corporate developments and key financial indicators and provides global revenue, price, and sales volume data by manufacturer for 2020-2025, enabling benchmarking of scale, pricing, and market share and supporting assessment of market concentration through indicators such as CR5 and CR10.
Eco-Focused Payment Cards Market by Company
IDEMIA
Thales
Giesecke+Devrient
CPI Card Group
TOPPAN Security
Goldpac
AUSTRIACARD
exceet Card Group
TAG Systems
TagNitecrest
ABCorp
CompoSecure
Publicenter
VALID
Versatile Card Technology
PGP Group
ACC Asia Card Corporation
Thames Technology
Copecto
NewGuard Plastic Cards
Eco-Focused Payment Cards Segment by Type
Recycled Plastics
Biodegradable Plastics
Others
Eco-Focused Payment Cards Segment by Application
Financial Industry
Transportation Industry
Retail Industry
Others
Eco-Focused Payment Cards Segment by Region
North America
United States
Canada
Mexico
Europe
Germany
France
U.K.
Italy
Russia
Spain
Netherlands
Switzerland
Sweden
Poland
Asia-Pacific
China
Japan
South Korea
India
Australia
Taiwan
Southeast Asia
South America
Brazil
Argentina
Chile
Colombia
Middle East & Africa
Egypt
South Africa
Israel
Türkiye
GCC Countries
Key Drivers & Barriers
High-impact rendering factors and drivers have been studied in this report to aid the readers to understand the general development. Moreover, the report includes restraints and challenges that may act as stumbling blocks on the way of the players. This will assist the users to be attentive and make informed decisions related to business. Specialists have also laid their focus on the upcoming business prospects.
Reasons to Buy This Report
1. This report will help the readers to understand the competition within the industries and strategies for the competitive environment to enhance the potential profit. The report also focuses on the competitive landscape of the global Eco-Focused Payment Cards market, and introduces in detail the market share, industry ranking, competitor ecosystem, market performance, new product development, operation situation, expansion, and acquisition. etc. of the main players, which helps the readers to identify the main competitors and deeply understand the competition pattern of the market.
2. This report will help stakeholders to understand the global industry status and trends of Eco-Focused Payment Cards and provides them with information on key market drivers, restraints, challenges, and opportunities.
3. This report will help stakeholders to understand competitors better and gain more insights to strengthen their position in their businesses. The competitive landscape section includes the market share and rank (in volume and value), competitor ecosystem, new product development, expansion, and acquisition.
4. This report stays updated with novel technology integration, features, and the latest developments in the market.
5. This report helps stakeholders to gain insights into which regions to target globally.
6. This report helps stakeholders to gain insights into the end-user perception concerning the adoption of Eco-Focused Payment Cards.
7. This report helps stakeholders to identify some of the key players in the market and understand their valuable contribution.
Chapter Outline
Chapter 1: Introduces the study scope of this report, executive summary of market segments by type, market size segments for North America, Europe, Asia Pacific, South America, Middle East & Africa.
Chapter 2: Introduces the market dynamics, latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by manufacturers in the industry, and the analysis of relevant policies in the industry.
Chapter 3: Detailed analysis of Eco-Focused Payment Cards manufacturers competitive landscape, price, sales, revenue, market share and ranking, latest development plan, merger, and acquisition information, etc.
Chapter 4: Sales, revenue of Eco-Focused Payment Cards in regional level. It provides a quantitative analysis of the market size and development potential of each region and introduces the future development prospects, and market space in the world.
Chapter 5: Introduces market segments by application, market size segment for North America, Europe, Asia Pacific, South America, Middle East & Africa.
Chapter 6: Provides profiles of key players, introducing the basic situation of the main companies in the market in detail, including product sales, revenue, price, gross margin, product introduction, recent development, etc.
Chapter 7, 8, 9, 10 and 11: North America, Europe, Asia Pacific, South America, Middle East & Africa, sales and revenue by country.
Chapter 12: Analysis of industrial chain, key raw materials, manufacturing cost, and market dynamics.
Chapter 13: Concluding Insights of the report.
More report detail
Tables and figures
Scope & coverage.
Types
- Recycled Plastics
- Biodegradable Plastics
- Others
Applications
- Financial Industry
- Transportation Industry
- Retail Industry
- Others
Companies covered
- IDEMIA
- Thales
- Giesecke+Devrient
- CPI Card Group
- TOPPAN Security
- Goldpac
- AUSTRIACARD
- exceet Card Group
- TAG Systems
- TagNitecrest
- ABCorp
- CompoSecure
- Publicenter
- VALID
- Versatile Card Technology
- PGP Group
- ACC Asia Card Corporation
- Thames Technology
- Copecto
- NewGuard Plastic Cards
Inside the report.
1 Market Overview
- 1.1 Product Definition
- 1.2 Global Market Growth Prospects
- 1.2.1 Global Eco-Focused Payment Cards Market Size Estimates and Forecasts (2021-2032)
- 1.2.2 Global Eco-Focused Payment Cards Sales Estimates and Forecasts (2021-2032)
- 1.3 Eco-Focused Payment Cards Market by Type
- 1.3.1 Recycled Plastics
- 1.3.2 Biodegradable Plastics
- 1.3.3 Others
- 1.4 Global Eco-Focused Payment Cards Market Size by Type
- 1.4.1 Global Eco-Focused Payment Cards Market Size Overview by Type (2021-2032)
- 1.4.2 Global Eco-Focused Payment Cards Historic Market Size Review by Type (2021-2026)
- 1.4.3 Global Eco-Focused Payment Cards Forecasted Market Size by Type (2027-2032)
- 1.5 Key Regions Market Size by Type
- 1.5.1 North America Eco-Focused Payment Cards Sales Breakdown by Type (2021-2026)
- 1.5.2 Europe Eco-Focused Payment Cards Sales Breakdown by Type (2021-2026)
- 1.5.3 Asia-Pacific Eco-Focused Payment Cards Sales Breakdown by Type (2021-2026)
- 1.5.4 South America Eco-Focused Payment Cards Sales Breakdown by Type (2021-2026)
- 1.5.5 Middle East and Africa Eco-Focused Payment Cards Sales Breakdown by Type (2021-2026)
2 Global Market Dynamics
- 2.1 Eco-Focused Payment Cards Industry Trends
- 2.2 Eco-Focused Payment Cards Industry Drivers
- 2.3 Eco-Focused Payment Cards Industry Opportunities and Challenges
- 2.4 Eco-Focused Payment Cards Industry Restraints
3 Market Competitive Landscape by Company
- 3.1 Global Top Players by Eco-Focused Payment Cards Revenue (2021-2026)
- 3.2 Global Top Players by Eco-Focused Payment Cards Sales (2021-2026)
- 3.3 Global Top Players by Eco-Focused Payment Cards Price (2021-2026)
- 3.4 Global Eco-Focused Payment Cards Industry Company Ranking, 2024 VS 2025 VS 2026
- 3.5 Global Eco-Focused Payment Cards Major Company Production Sites & Headquarters
- 3.6 Global Eco-Focused Payment Cards Company, Product Type & Application
- 3.7 Global Eco-Focused Payment Cards Company Establishment Date
- 3.8 Market Competitive Analysis
- 3.8.1 Global Eco-Focused Payment Cards Market CR5 and HHI
- 3.8.2 Global Top 5 and 10 Eco-Focused Payment Cards Players Market Share by Revenue in 2025
- 3.8.3 2025 Eco-Focused Payment Cards Tier 1, Tier 2, and Tier 3
4 Eco-Focused Payment Cards Regional Status and Outlook
- 4.1 Global Eco-Focused Payment Cards Market Size and CAGR by Region: 2021 VS 2025 VS 2032
- 4.2 Global Eco-Focused Payment Cards Historic Market Size by Region
- 4.2.1 Global Eco-Focused Payment Cards Sales in Volume by Region (2021-2026)
- 4.2.2 Global Eco-Focused Payment Cards Sales in Value by Region (2021-2026)
- 4.2.3 Global Eco-Focused Payment Cards Sales (Volume & Value), Price and Gross Margin (2021-2026)
- 4.3 Global Eco-Focused Payment Cards Forecasted Market Size by Region
- 4.3.1 Global Eco-Focused Payment Cards Sales in Volume by Region (2027-2032)
- 4.3.2 Global Eco-Focused Payment Cards Sales in Value by Region (2027-2032)
- 4.3.3 Global Eco-Focused Payment Cards Sales (Volume & Value), Price and Gross Margin (2027-2032)
5 Eco-Focused Payment Cards by Application
- 5.1 Eco-Focused Payment Cards Market by Application
- 5.1.1 Financial Industry
- 5.1.2 Transportation Industry
- 5.1.3 Retail Industry
- 5.1.4 Others
- 5.2 Global Eco-Focused Payment Cards Market Size by Application
- 5.2.1 Global Eco-Focused Payment Cards Market Size Overview by Application (2021-2032)
- 5.2.2 Global Eco-Focused Payment Cards Historic Market Size Review by Application (2021-2026)
- 5.2.3 Global Eco-Focused Payment Cards Forecasted Market Size by Application (2027-2032)
- 5.3 Key Regions Market Size by Application
- 5.3.1 North America Eco-Focused Payment Cards Sales Breakdown by Application (2021-2026)
- 5.3.2 Europe Eco-Focused Payment Cards Sales Breakdown by Application (2021-2026)
- 5.3.3 Asia-Pacific Eco-Focused Payment Cards Sales Breakdown by Application (2021-2026)
- 5.3.4 South America Eco-Focused Payment Cards Sales Breakdown by Application (2021-2026)
- 5.3.5 Middle East and Africa Eco-Focused Payment Cards Sales Breakdown by Application (2021-2026)
6 Company Profiles
- 6.1 IDEMIA
- 6.1.1 IDEMIA Company Information
- 6.1.2 IDEMIA Business Overview
- 6.1.3 IDEMIA Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.1.4 IDEMIA Eco-Focused Payment Cards Product Portfolio
- 6.1.5 IDEMIA Recent Developments
- 6.2 Thales
- 6.2.1 Thales Company Information
- 6.2.2 Thales Business Overview
- 6.2.3 Thales Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.2.4 Thales Eco-Focused Payment Cards Product Portfolio
- 6.2.5 Thales Recent Developments
- 6.3 Giesecke+Devrient
- 6.3.1 Giesecke+Devrient Company Information
- 6.3.2 Giesecke+Devrient Business Overview
- 6.3.3 Giesecke+Devrient Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.3.4 Giesecke+Devrient Eco-Focused Payment Cards Product Portfolio
- 6.3.5 Giesecke+Devrient Recent Developments
- 6.4 CPI Card Group
- 6.4.1 CPI Card Group Company Information
- 6.4.2 CPI Card Group Business Overview
- 6.4.3 CPI Card Group Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.4.4 CPI Card Group Eco-Focused Payment Cards Product Portfolio
- 6.4.5 CPI Card Group Recent Developments
- 6.5 TOPPAN Security
- 6.5.1 TOPPAN Security Company Information
- 6.5.2 TOPPAN Security Business Overview
- 6.5.3 TOPPAN Security Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.5.4 TOPPAN Security Eco-Focused Payment Cards Product Portfolio
- 6.5.5 TOPPAN Security Recent Developments
- 6.6 Goldpac
- 6.6.1 Goldpac Company Information
- 6.6.2 Goldpac Business Overview
- 6.6.3 Goldpac Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.6.4 Goldpac Eco-Focused Payment Cards Product Portfolio
- 6.6.5 Goldpac Recent Developments
- 6.7 AUSTRIACARD
- 6.7.1 AUSTRIACARD Company Information
- 6.7.2 AUSTRIACARD Business Overview
- 6.7.3 AUSTRIACARD Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.7.4 AUSTRIACARD Eco-Focused Payment Cards Product Portfolio
- 6.7.5 AUSTRIACARD Recent Developments
- 6.8 exceet Card Group
- 6.8.1 exceet Card Group Company Information
- 6.8.2 exceet Card Group Business Overview
- 6.8.3 exceet Card Group Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.8.4 exceet Card Group Eco-Focused Payment Cards Product Portfolio
- 6.8.5 exceet Card Group Recent Developments
- 6.9 TAG Systems
- 6.9.1 TAG Systems Company Information
- 6.9.2 TAG Systems Business Overview
- 6.9.3 TAG Systems Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.9.4 TAG Systems Eco-Focused Payment Cards Product Portfolio
- 6.9.5 TAG Systems Recent Developments
- 6.10 TagNitecrest
- 6.10.1 TagNitecrest Company Information
- 6.10.2 TagNitecrest Business Overview
- 6.10.3 TagNitecrest Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.10.4 TagNitecrest Eco-Focused Payment Cards Product Portfolio
- 6.10.5 TagNitecrest Recent Developments
- 6.11 ABCorp
- 6.11.1 ABCorp Company Information
- 6.11.2 ABCorp Business Overview
- 6.11.3 ABCorp Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.11.4 ABCorp Eco-Focused Payment Cards Product Portfolio
- 6.11.5 ABCorp Recent Developments
- 6.12 CompoSecure
- 6.12.1 CompoSecure Company Information
- 6.12.2 CompoSecure Business Overview
- 6.12.3 CompoSecure Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.12.4 CompoSecure Eco-Focused Payment Cards Product Portfolio
- 6.12.5 CompoSecure Recent Developments
- 6.13 Publicenter
- 6.13.1 Publicenter Company Information
- 6.13.2 Publicenter Business Overview
- 6.13.3 Publicenter Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.13.4 Publicenter Eco-Focused Payment Cards Product Portfolio
- 6.13.5 Publicenter Recent Developments
- 6.14 VALID
- 6.14.1 VALID Company Information
- 6.14.2 VALID Business Overview
- 6.14.3 VALID Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.14.4 VALID Eco-Focused Payment Cards Product Portfolio
- 6.14.5 VALID Recent Developments
- 6.15 Versatile Card Technology
- 6.15.1 Versatile Card Technology Company Information
- 6.15.2 Versatile Card Technology Business Overview
- 6.15.3 Versatile Card Technology Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.15.4 Versatile Card Technology Eco-Focused Payment Cards Product Portfolio
- 6.15.5 Versatile Card Technology Recent Developments
- 6.16 PGP Group
- 6.16.1 PGP Group Company Information
- 6.16.2 PGP Group Business Overview
- 6.16.3 PGP Group Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.16.4 PGP Group Eco-Focused Payment Cards Product Portfolio
- 6.16.5 PGP Group Recent Developments
- 6.17 ACC Asia Card Corporation
- 6.17.1 ACC Asia Card Corporation Company Information
- 6.17.2 ACC Asia Card Corporation Business Overview
- 6.17.3 ACC Asia Card Corporation Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.17.4 ACC Asia Card Corporation Eco-Focused Payment Cards Product Portfolio
- 6.17.5 ACC Asia Card Corporation Recent Developments
- 6.18 Thames Technology
- 6.18.1 Thames Technology Company Information
- 6.18.2 Thames Technology Business Overview
- 6.18.3 Thames Technology Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.18.4 Thames Technology Eco-Focused Payment Cards Product Portfolio
- 6.18.5 Thames Technology Recent Developments
- 6.19 Copecto
- 6.19.1 Copecto Company Information
- 6.19.2 Copecto Business Overview
- 6.19.3 Copecto Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.19.4 Copecto Eco-Focused Payment Cards Product Portfolio
- 6.19.5 Copecto Recent Developments
- 6.20 NewGuard Plastic Cards
- 6.20.1 NewGuard Plastic Cards Company Information
- 6.20.2 NewGuard Plastic Cards Business Overview
- 6.20.3 NewGuard Plastic Cards Eco-Focused Payment Cards Sales, Revenue and Gross Margin (2021-2026)
- 6.20.4 NewGuard Plastic Cards Eco-Focused Payment Cards Product Portfolio
- 6.20.5 NewGuard Plastic Cards Recent Developments
7 North America by Country
- 7.1 North America Eco-Focused Payment Cards Sales by Country
- 7.1.1 North America Eco-Focused Payment Cards Sales Growth Rate (CAGR) by Country: 2021 VS 2025 VS 2032
- 7.1.2 North America Eco-Focused Payment Cards Sales by Country (2021-2026)
- 7.1.3 North America Eco-Focused Payment Cards Sales Forecast by Country (2027-2032)
- 7.2 North America Eco-Focused Payment Cards Market Size by Country
- 7.2.1 North America Eco-Focused Payment Cards Market Size Growth Rate (CAGR) by Country: 2021 VS 2025 VS 2032
- 7.2.2 North America Eco-Focused Payment Cards Market Size by Country (2021-2026)
- 7.2.3 North America Eco-Focused Payment Cards Market Size Forecast by Country (2027-2032)
8 Europe by Country
- 8.1 Europe Eco-Focused Payment Cards Sales by Country
- 8.1.1 Europe Eco-Focused Payment Cards Sales Growth Rate (CAGR) by Country: 2021 VS 2025 VS 2032
- 8.1.2 Europe Eco-Focused Payment Cards Sales by Country (2021-2026)
- 8.1.3 Europe Eco-Focused Payment Cards Sales Forecast by Country (2027-2032)
- 8.2 Europe Eco-Focused Payment Cards Market Size by Country
- 8.2.1 Europe Eco-Focused Payment Cards Market Size Growth Rate (CAGR) by Country: 2021 VS 2025 VS 2032
- 8.2.2 Europe Eco-Focused Payment Cards Market Size by Country (2021-2026)
- 8.2.3 Europe Eco-Focused Payment Cards Market Size Forecast by Country (2027-2032)
9 Asia-Pacific by Country
- 9.1 Asia-Pacific Eco-Focused Payment Cards Sales by Country
- 9.1.1 Asia-Pacific Eco-Focused Payment Cards Sales Growth Rate (CAGR) by Country: 2021 VS 2025 VS 2032
- 9.1.2 Asia-Pacific Eco-Focused Payment Cards Sales by Country (2021-2026)
- 9.1.3 Asia-Pacific Eco-Focused Payment Cards Sales Forecast by Country (2027-2032)
- 9.2 Asia-Pacific Eco-Focused Payment Cards Market Size by Country
- 9.2.1 Asia-Pacific Eco-Focused Payment Cards Market Size Growth Rate (CAGR) by Country: 2021 VS 2025 VS 2032
- 9.2.2 Asia-Pacific Eco-Focused Payment Cards Market Size by Country (2021-2026)
- 9.2.3 Asia-Pacific Eco-Focused Payment Cards Market Size Forecast by Country (2027-2032)
10 South America by Country
- 10.1 South America Eco-Focused Payment Cards Sales by Country
- 10.1.1 South America Eco-Focused Payment Cards Sales Growth Rate (CAGR) by Country: 2021 VS 2025 VS 2032
- 10.1.2 South America Eco-Focused Payment Cards Sales by Country (2021-2026)
- 10.1.3 South America Eco-Focused Payment Cards Sales Forecast by Country (2027-2032)
- 10.2 South America Eco-Focused Payment Cards Market Size by Country
- 10.2.1 South America Eco-Focused Payment Cards Market Size Growth Rate (CAGR) by Country: 2021 VS 2025 VS 2032
- 10.2.2 South America Eco-Focused Payment Cards Market Size by Country (2021-2026)
- 10.2.3 South America Eco-Focused Payment Cards Market Size Forecast by Country (2027-2032)
11 Middle East and Africa by Country
- 11.1 Middle East and Africa Eco-Focused Payment Cards Sales by Country
- 11.1.1 Middle East and Africa Eco-Focused Payment Cards Sales Growth Rate (CAGR) by Country: 2021 VS 2025 VS 2032
- 11.1.2 Middle East and Africa Eco-Focused Payment Cards Sales by Country (2021-2026)
- 11.1.3 Middle East and Africa Eco-Focused Payment Cards Sales Forecast by Country (2027-2032)
- 11.2 Middle East and Africa Eco-Focused Payment Cards Market Size by Country
- 11.2.1 Middle East and Africa Eco-Focused Payment Cards Market Size Growth Rate (CAGR) by Country: 2021 VS 2025 VS 2032
- 11.2.2 Middle East and Africa Eco-Focused Payment Cards Market Size by Country (2021-2026)
- 11.2.3 Middle East and Africa Eco-Focused Payment Cards Market Size Forecast by Country (2027-2032)
12 Value Chain and Sales Channels Analysis
- 12.1 Eco-Focused Payment Cards Value Chain Analysis
- 12.1.1 Eco-Focused Payment Cards Key Raw Materials
- 12.1.2 Key Raw Materials Price
- 12.1.3 Raw Materials Key Suppliers
- 12.1.4 Manufacturing Cost Structure
- 12.1.5 Eco-Focused Payment Cards Production Mode & Process
- 12.2 Eco-Focused Payment Cards Sales Channels Analysis
- 12.2.1 Direct Comparison with Distribution Share
- 12.2.2 Eco-Focused Payment Cards Distributors
- 12.2.3 Eco-Focused Payment Cards Customers
13 Concluding Insights
14 Appendix
- 14.1 Reasons for Doing This Study
- 14.2 Research Methodology
- 14.3 Research Process
- 14.4 Authors List of This Report
- 14.5 Data Source
- 14.5.1 Secondary Sources
- 14.5.2 Primary Sources
- 14.6 Disclaimer
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