Selected research
Market Structure
Global Digital Banking Platforms (DBP) Market by Size, by Type, by Application, by Region, History and Forecast 2021-2032
Market perspective
The global Digital Banking Platforms (DBP) market was valued at US$ million in 2026 and is projected to reach US$ million by 2032, implying a CAGR of xx% over 2026-2032.
The US & Canada market for Digital Banking Platforms (DBP) is projected to increase from US$ million in 2026 to US$ million by 2032, at a CAGR of % over 2026-2032.
The Europe market for Digital Banking Platforms (DBP) is projected to increase from US$ million in 2026 to US$ million by 2032, at a CAGR of % over 2026-2032.
Read the full market overview
The Asia Pacific market for Digital Banking Platforms (DBP) is projected to increase from US$ million in 2026 to US$ million by 2032, at a CAGR of % over 2026-2032.
The China market for Digital Banking Platforms (DBP) is projected to increase from US$ million in 2026 to US$ million by 2032, at a CAGR of % over 2026-2032.
Leading global manufacturers of Digital Banking Platforms (DBP) include Urban FT, Temenos, Backbase, Technisys, Infosys Finacle, Digiliti Money, Innofis, Mobilearth and D3 Banking, among others. In 2025, the top three vendors together accounted for approximately % of global revenue.
Report Includes
This report provides an overview of the global Digital Banking Platforms (DBP) market and its size, analyzing global market trends based on historical revenue data for 2021-2025, estimates for 2026, and projected CAGRs through 2032.
The study covers key producers of Digital Banking Platforms (DBP) and revenue in major regions and countries, assesses future market potential, and highlights priority regions and countries for segmenting the market into sub-sectors, with country-specific market value data for the U.S., Canada, Mexico, Brazil, China, Japan, South Korea, Southeast Asia, India, Germany, the U.K., Italy, the Middle East, Africa, and other countries.
The report also presents Digital Banking Platforms (DBP) revenue, market share, and industry ranking for the main manufacturers for 2021-2026, identifies the major stakeholders in the global market, and analyzes their competitive landscape and market positioning based on recent developments and segmental revenues.
In addition, the report analyzes segment data by Type and Application—covering revenue and growth rates—for 2021-2032, and evaluates and forecasts the Digital Banking Platforms (DBP) market size, projected growth trends, production technologies, key applications, and end-use industries.
Digital Banking Platforms (DBP) Segment by Company
Urban FT
Temenos
Backbase
Technisys
Infosys Finacle
Digiliti Money
Innofis
Mobilearth
D3 Banking
Alkami
Q2 eBanking
SAP
Oracle Financial Services
Finastra
Wirecard (Payoneer)
Alipay
Tencent Financial
JD Finance
Digital Banking Platforms (DBP) Segment by Type
On-premises Digital Banking Platforms
Cloud Digital Banking Platforms
Digital Banking Platforms (DBP) Segment by Application
Retail Banking
Corporate Banking
Digital Banking Platforms (DBP) Segment by Region
North America
United States
Canada
Mexico
Europe
Germany
France
U.K.
Italy
Russia
Spain
Netherlands
Switzerland
Sweden
Poland
Asia-Pacific
China
Japan
South Korea
India
Australia
Taiwan
Southeast Asia
South America
Brazil
Argentina
Chile
Middle East & Africa
Egypt
South Africa
Israel
Türkiye
GCC Countries
Study Objectives
1. To analyze and research the global status and future forecast, involving, production, value, consumption, growth rate (CAGR), market share, historical and forecast.
2. To present the key manufacturers, capacity, production, revenue, market share, and Recent Developments.
3. To split the breakdown data by regions, type, manufacturers, and Application.
4. To analyze the global and key regions market potential and advantage, opportunity and challenge, restraints, and risks.
5. To identify significant trends, drivers, influence factors in global and regions.
6. To analyze competitive developments such as expansions, agreements, new product launches, and acquisitions in the market.
Reasons to Buy This Report
1. This report will help the readers to understand the competition within the industries and strategies for the competitive environment to enhance the potential profit. The report also focuses on the competitive landscape of the global Digital Banking Platforms (DBP) market, and introduces in detail the market share, industry ranking, competitor ecosystem, market performance, new product development, operation situation, expansion, and acquisition. etc. of the main players, which helps the readers to identify the main competitors and deeply understand the competition pattern of the market.
2. This report will help stakeholders to understand the global industry status and trends of Digital Banking Platforms (DBP) and provides them with information on key market drivers, restraints, challenges, and opportunities.
3. This report will help stakeholders to understand competitors better and gain more insights to strengthen their position in their businesses. The competitive landscape section includes the market share and rank (in volume and value), competitor ecosystem, new product development, expansion, and acquisition.
4. This report stays updated with novel technology integration, features, and the latest developments in the market.
5. This report helps stakeholders to gain insights into which regions to target globally.
6. This report helps stakeholders to gain insights into the end-user perception concerning the adoption of Digital Banking Platforms (DBP).
7. This report helps stakeholders to identify some of the key players in the market and understand their valuable contribution.
Chapter Outline
Chapter 1: Introduces the report scope of the report, executive summary of different market segments (product type, application, etc), including the market size of each market segment, future development potential, and so on. Revenue of Digital Banking Platforms (DBP) in global and regional level. It provides a quantitative analysis of the market size and development potential of each region and its main countries and introduces the market development, future development prospects, market space, and capacity of each country in the world. It offers a high-level view of the current state of the market and its likely evolution in the short to mid-term, and long term.
Chapter 2: Analysis key trends, drivers, challenges, and opportunities within the global Digital Banking Platforms (DBP) industry.
Chapter 3: Detailed analysis of Digital Banking Platforms (DBP) companies' competitive landscape, revenue, market share and industry ranking, latest development plan, merger, and acquisition information, etc.
Chapter 4: Provides the analysis of various market segments by type, covering the revenue, and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 5: Provides the analysis of various market segments by application, covering the revenue, and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 6: Provides profiles of key companies, introducing the basic situation of the main companies in the market in detail, including product descriptions and specifications, Digital Banking Platforms (DBP)revenue, gross margin, and recent development, etc.
Chapter 7: North America (US & Canada) by type, by application and by country, revenue for each segment.
Chapter 8: Europe by type, by application and by country, revenue for each segment.
Chapter 9: China by type, and by application, revenue for each segment.
Chapter 10: Asia (excluding China) by type, by application and by region, revenue for each segment.
Chapter 11: South America, Middle East & Africa by type, by application and by country, revenue for each segment.
Chapter 12: Concluding Insights of the report.
More report detail
Tables and figures
Scope & coverage.
Types
- On-premises Digital Banking Platforms
- Cloud Digital Banking Platforms
Applications
- Retail Banking
- Corporate Banking
Companies covered
- Urban FT
- Temenos
- Backbase
- Technisys
- Infosys Finacle
- Digiliti Money
- Innofis
- Mobilearth
- D3 Banking
- Alkami
- Q2 eBanking
- SAP
- Oracle Financial Services
- Finastra
- Wirecard (Payoneer)
- Alipay
- Tencent Financial
- JD Finance
Inside the report.
1 Market Overview
- 1.1 Product Definition
- 1.2 Market Analysis by Type
- 1.2.1 Global Digital Banking Platforms (DBP) Market Size Growth Rate by Type: 2021 VS 2025 VS 2032
- 1.2.2 On-premises Digital Banking Platforms
- 1.2.3 Cloud Digital Banking Platforms
- 1.3 Market Analysis by Application
- 1.3.1 Global Digital Banking Platforms (DBP) Market Size Growth Rate by Application: 2021 VS 2025 VS 2032
- 1.3.2 Retail Banking
- 1.3.3 Corporate Banking
- 1.4 Global Market Growth Prospects
- 1.5 Global Digital Banking Platforms (DBP) Growth Trends by Region
- 1.5.1 Global Digital Banking Platforms (DBP) Market Size by Region: 2021 VS 2025 VS 2032
- 1.5.2 Digital Banking Platforms (DBP) Market Size by Region (2021-2026)
- 1.5.3 Digital Banking Platforms (DBP) Market Size by Region (2027-2032)
- 1.6 Assumptions and Limitations
- 1.7 Study Goals and Objectives
- 1.8 Years Considered
2 Global Digital Banking Platforms (DBP) Market Dynamics
- 2.1 Digital Banking Platforms (DBP) Industry Trends
- 2.2 Digital Banking Platforms (DBP) Industry Drivers
- 2.3 Digital Banking Platforms (DBP) Industry Opportunities and Challenges
- 2.4 Digital Banking Platforms (DBP) Industry Restraints
3 Competitive Landscape by Company
- 3.1 Global Digital Banking Platforms (DBP) Revenue by Company (2021-2026)
- 3.2 Global Digital Banking Platforms (DBP) Players Revenue Ranking, 2024 VS 2025 VS 2026
- 3.3 Global Digital Banking Platforms (DBP) Key Company Head office and Area Served
- 3.4 Global Digital Banking Platforms (DBP) Company, Product Type & Application
- 3.5 Global Digital Banking Platforms (DBP) Company Establishment Date
- 3.6 Market Competitive Analysis
- 3.6.1 Global Digital Banking Platforms (DBP) Market CR5 and HHI
- 3.6.2 Global Top 5 and 10 Digital Banking Platforms (DBP) Players Market Share by Revenue in 2025
- 3.6.3 2025 Digital Banking Platforms (DBP) Tier 1, Tier 2, and Tier 3
4 Digital Banking Platforms (DBP) Market by Type
- 4.1 Global Digital Banking Platforms (DBP) Market Size by Type (2021 VS 2025 VS 2032)
- 4.2 Global Digital Banking Platforms (DBP) Market Size by Type (2021-2032)
- 4.3 Global Digital Banking Platforms (DBP) Market Size Share by Type (2021-2032)
5 Digital Banking Platforms (DBP) Market by Application
- 5.1 Global Digital Banking Platforms (DBP) Market Size by Application (2021 VS 2025 VS 2032)
- 5.2 Global Digital Banking Platforms (DBP) Market Size by Application (2021-2032)
- 5.3 Global Digital Banking Platforms (DBP) Market Size Share by Application (2021-2032)
6 Company Profiles
- 6.1 Urban FT
- 6.1.1 Urban FT Company Information
- 6.1.2 Urban FT Business Overview
- 6.1.3 Urban FT Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.1.4 Urban FT Digital Banking Platforms (DBP) Product Portfolio
- 6.1.5 Urban FT Recent Developments
- 6.2 Temenos
- 6.2.1 Temenos Company Information
- 6.2.2 Temenos Business Overview
- 6.2.3 Temenos Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.2.4 Temenos Digital Banking Platforms (DBP) Product Portfolio
- 6.2.5 Temenos Recent Developments
- 6.3 Backbase
- 6.3.1 Backbase Company Information
- 6.3.2 Backbase Business Overview
- 6.3.3 Backbase Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.3.4 Backbase Digital Banking Platforms (DBP) Product Portfolio
- 6.3.5 Backbase Recent Developments
- 6.4 Technisys
- 6.4.1 Technisys Company Information
- 6.4.2 Technisys Business Overview
- 6.4.3 Technisys Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.4.4 Technisys Digital Banking Platforms (DBP) Product Portfolio
- 6.4.5 Technisys Recent Developments
- 6.5 Infosys Finacle
- 6.5.1 Infosys Finacle Company Information
- 6.5.2 Infosys Finacle Business Overview
- 6.5.3 Infosys Finacle Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.5.4 Infosys Finacle Digital Banking Platforms (DBP) Product Portfolio
- 6.5.5 Infosys Finacle Recent Developments
- 6.6 Digiliti Money
- 6.6.1 Digiliti Money Company Information
- 6.6.2 Digiliti Money Business Overview
- 6.6.3 Digiliti Money Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.6.4 Digiliti Money Digital Banking Platforms (DBP) Product Portfolio
- 6.6.5 Digiliti Money Recent Developments
- 6.7 Innofis
- 6.7.1 Innofis Company Information
- 6.7.2 Innofis Business Overview
- 6.7.3 Innofis Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.7.4 Innofis Digital Banking Platforms (DBP) Product Portfolio
- 6.7.5 Innofis Recent Developments
- 6.8 Mobilearth
- 6.8.1 Mobilearth Company Information
- 6.8.2 Mobilearth Business Overview
- 6.8.3 Mobilearth Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.8.4 Mobilearth Digital Banking Platforms (DBP) Product Portfolio
- 6.8.5 Mobilearth Recent Developments
- 6.9 D3 Banking
- 6.9.1 D3 Banking Company Information
- 6.9.2 D3 Banking Business Overview
- 6.9.3 D3 Banking Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.9.4 D3 Banking Digital Banking Platforms (DBP) Product Portfolio
- 6.9.5 D3 Banking Recent Developments
- 6.10 Alkami
- 6.10.1 Alkami Company Information
- 6.10.2 Alkami Business Overview
- 6.10.3 Alkami Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.10.4 Alkami Digital Banking Platforms (DBP) Product Portfolio
- 6.10.5 Alkami Recent Developments
- 6.11 Q2 eBanking
- 6.11.1 Q2 eBanking Company Information
- 6.11.2 Q2 eBanking Business Overview
- 6.11.3 Q2 eBanking Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.11.4 Q2 eBanking Digital Banking Platforms (DBP) Product Portfolio
- 6.11.5 Q2 eBanking Recent Developments
- 6.12 SAP
- 6.12.1 SAP Company Information
- 6.12.2 SAP Business Overview
- 6.12.3 SAP Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.12.4 SAP Digital Banking Platforms (DBP) Product Portfolio
- 6.12.5 SAP Recent Developments
- 6.13 Oracle Financial Services
- 6.13.1 Oracle Financial Services Company Information
- 6.13.2 Oracle Financial Services Business Overview
- 6.13.3 Oracle Financial Services Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.13.4 Oracle Financial Services Digital Banking Platforms (DBP) Product Portfolio
- 6.13.5 Oracle Financial Services Recent Developments
- 6.14 Finastra
- 6.14.1 Finastra Company Information
- 6.14.2 Finastra Business Overview
- 6.14.3 Finastra Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.14.4 Finastra Digital Banking Platforms (DBP) Product Portfolio
- 6.14.5 Finastra Recent Developments
- 6.15 Wirecard (Payoneer)
- 6.15.1 Wirecard (Payoneer) Company Information
- 6.15.2 Wirecard (Payoneer) Business Overview
- 6.15.3 Wirecard (Payoneer) Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.15.4 Wirecard (Payoneer) Digital Banking Platforms (DBP) Product Portfolio
- 6.15.5 Wirecard (Payoneer) Recent Developments
- 6.16 Alipay
- 6.16.1 Alipay Company Information
- 6.16.2 Alipay Business Overview
- 6.16.3 Alipay Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.16.4 Alipay Digital Banking Platforms (DBP) Product Portfolio
- 6.16.5 Alipay Recent Developments
- 6.17 Tencent Financial
- 6.17.1 Tencent Financial Company Information
- 6.17.2 Tencent Financial Business Overview
- 6.17.3 Tencent Financial Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.17.4 Tencent Financial Digital Banking Platforms (DBP) Product Portfolio
- 6.17.5 Tencent Financial Recent Developments
- 6.18 JD Finance
- 6.18.1 JD Finance Company Information
- 6.18.2 JD Finance Business Overview
- 6.18.3 JD Finance Digital Banking Platforms (DBP) Revenue and Gross Margin (US$ Million) & (2021-2026)
- 6.18.4 JD Finance Digital Banking Platforms (DBP) Product Portfolio
- 6.18.5 JD Finance Recent Developments
7 North America
- 7.1 North America Digital Banking Platforms (DBP) Market Size (2021-2032)
- 7.2 North America Digital Banking Platforms (DBP) Market Size by Type
- 7.2.1 North America Digital Banking Platforms (DBP) Market Size by Type (2021-2026)
- 7.2.2 North America Digital Banking Platforms (DBP) Market Size by Type (2027-2032)
- 7.2.3 North America Digital Banking Platforms (DBP) Market Share by Type (2021-2032)
- 7.3 North America Digital Banking Platforms (DBP) Market Size by Application
- 7.3.1 North America Digital Banking Platforms (DBP) Market Size by Application (2021-2026)
- 7.3.2 North America Digital Banking Platforms (DBP) Market Size by Application (2027-2032)
- 7.3.3 North America Digital Banking Platforms (DBP) Market Share by Application (2021-2032)
- 7.4 North America Digital Banking Platforms (DBP) Market Size by Country
- 7.4.1 North America Digital Banking Platforms (DBP) Market Size by Country (2021 VS 2025 VS 2032)
- 7.4.2 North America Digital Banking Platforms (DBP) Market Size by Country (2021-2026)
- 7.4.3 North America Digital Banking Platforms (DBP) Market Size by Country (2027-2032)
- 7.4.4 North America Digital Banking Platforms (DBP) Market Share by Country (2021-2032)
- 7.4.5 United States
- 7.4.6 Canada
- 7.4.7 Mexico
8 Europe
- 8.1 Europe Digital Banking Platforms (DBP) Market Size (2021-2032)
- 8.2 Europe Digital Banking Platforms (DBP) Market Size by Type
- 8.2.1 Europe Digital Banking Platforms (DBP) Market Size by Type (2021-2026)
- 8.2.2 Europe Digital Banking Platforms (DBP) Market Size by Type (2027-2032)
- 8.2.3 Europe Digital Banking Platforms (DBP) Market Share by Type (2021-2032)
- 8.3 Europe Digital Banking Platforms (DBP) Market Size by Application
- 8.3.1 Europe Digital Banking Platforms (DBP) Market Size by Application (2021-2026)
- 8.3.2 Europe Digital Banking Platforms (DBP) Market Size by Application (2027-2032)
- 8.3.3 Europe Digital Banking Platforms (DBP) Market Share by Application (2021-2032)
- 8.4 Europe Digital Banking Platforms (DBP) Market Size by Country
- 8.4.1 Europe Digital Banking Platforms (DBP) Market Size by Country (2021 VS 2025 VS 2032)
- 8.4.2 Europe Digital Banking Platforms (DBP) Market Size by Country (2021-2026)
- 8.4.3 Europe Digital Banking Platforms (DBP) Market Size by Country (2027-2032)
- 8.4.4 Europe Digital Banking Platforms (DBP) Market Share by Country (2021-2032)
- 8.4.5 Germany
- 8.4.6 France
- 8.4.7 U.K.
- 8.4.8 Italy
- 8.4.9 Russia
- 8.4.10 Nordic Countries
9 China
- 9.1 China Digital Banking Platforms (DBP) Market Size (2021-2032)
- 9.2 China Digital Banking Platforms (DBP) Market Size by Type
- 9.2.1 China Digital Banking Platforms (DBP) Market Size by Type (2021-2026)
- 9.2.2 China Digital Banking Platforms (DBP) Market Size by Type (2027-2032)
- 9.2.3 China Digital Banking Platforms (DBP) Market Share by Type (2021-2032)
- 9.3 China Digital Banking Platforms (DBP) Market Size by Application
- 9.3.1 China Digital Banking Platforms (DBP) Market Size by Application (2021-2026)
- 9.3.2 China Digital Banking Platforms (DBP) Market Size by Application (2027-2032)
- 9.3.3 China Digital Banking Platforms (DBP) Market Share by Application (2021-2032)
10 Asia (Excluding China)
- 10.1 Asia Digital Banking Platforms (DBP) Market Size (2021-2032)
- 10.2 Asia Digital Banking Platforms (DBP) Market Size by Type
- 10.2.1 Asia Digital Banking Platforms (DBP) Market Size by Type (2021-2026)
- 10.2.2 Asia Digital Banking Platforms (DBP) Market Size by Type (2027-2032)
- 10.2.3 Asia Digital Banking Platforms (DBP) Market Share by Type (2021-2032)
- 10.3 Asia Digital Banking Platforms (DBP) Market Size by Application
- 10.3.1 Asia Digital Banking Platforms (DBP) Market Size by Application (2021-2026)
- 10.3.2 Asia Digital Banking Platforms (DBP) Market Size by Application (2027-2032)
- 10.3.3 Asia Digital Banking Platforms (DBP) Market Share by Application (2021-2032)
- 10.4 Asia Digital Banking Platforms (DBP) Market Size by Country
- 10.4.1 Asia Digital Banking Platforms (DBP) Market Size by Country (2021 VS 2025 VS 2032)
- 10.4.2 Asia Digital Banking Platforms (DBP) Market Size by Country (2021-2026)
- 10.4.3 Asia Digital Banking Platforms (DBP) Market Size by Country (2027-2032)
- 10.4.4 Asia Digital Banking Platforms (DBP) Market Share by Country (2021-2032)
- 10.4.5 Japan
- 10.4.6 South Korea
- 10.4.7 Taiwan
- 10.4.8 Southeast Asia
- 10.4.9 India
- 10.4.10 Australia
11 South America, Middle East & Africa
- 11.1 South America, Middle East & Africa Digital Banking Platforms (DBP) Market Size (2021-2032)
- 11.2 South America, Middle East & Africa Digital Banking Platforms (DBP) Market Size by Type
- 11.2.1 South America, Middle East & Africa Digital Banking Platforms (DBP) Market Size by Type (2021-2026)
- 11.2.2 South America, Middle East & Africa Digital Banking Platforms (DBP) Market Size by Type (2027-2032)
- 11.2.3 South America, Middle East & Africa Digital Banking Platforms (DBP) Market Share by Type (2021-2032)
- 11.3 South America, Middle East & Africa Digital Banking Platforms (DBP) Market Size by Application
- 11.3.1 South America, Middle East & Africa Digital Banking Platforms (DBP) Market Size by Application (2021-2026)
- 11.3.2 South America, Middle East & Africa Digital Banking Platforms (DBP) Market Size by Application (2027-2032)
- 11.3.3 South America, Middle East & Africa Digital Banking Platforms (DBP) Market Share by Application (2021-2032)
- 11.4 South America, Middle East & Africa Digital Banking Platforms (DBP) Market Size by Country
- 11.4.1 South America, Middle East & Africa Digital Banking Platforms (DBP) Market Size by Country (2021 VS 2025 VS 2032)
- 11.4.2 South America, Middle East & Africa Digital Banking Platforms (DBP) Market Size by Country (2021-2026)
- 11.4.3 South America, Middle East & Africa Digital Banking Platforms (DBP) Market Size by Country (2027-2032)
- 11.4.4 South America, Middle East & Africa Digital Banking Platforms (DBP) Market Share by Country (2021-2032)
- 11.4.5 Brazil
- 11.4.6 South Africa
- 11.4.7 Saudi Arabia
- 11.4.8 Turkey
- 11.4.9 Argentina
- 11.4.9 UAE
- 11.4.9 Egypt
- 11.4.9 Chile
12 Concluding Insights
13 Appendix
- 13.1 Reasons for Doing This Study
- 13.2 Research Methodology
- 13.3 Research Process
- 13.4 Authors List of This Report
- 13.5 Data Source
- 13.5.1 Secondary Sources
- 13.5.2 Primary Sources
- 13.6 Disclaimer
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