APO RESEARCH · REPORT
Final Expense Insurance
Final expense insurance is a life insurance policy that has a smaller amount of death benefit comparing with normal life insurance. Also, it is easier to get approved. Final expense insurance is also called funeral insurance or burial insurance. The death benefit is usually between $2,000 to $50,000.
Product & engineering
Understand the product.
Final expense insurance is a life insurance policy that has a smaller amount of death benefit comparing with normal life insurance. Also, it is easier to get approved. Final expense insurance is also called funeral insurance or burial insurance. The death benefit is usually between $2,000 to $50,000.
Selected research
Industry Research
Final Expense Insurance Industry Research Report 2026
Market perspective
Final expense insurance is a life insurance policy that has a smaller amount of death benefit comparing with normal life insurance. Also, it is easier to get approved. Final expense insurance is also called funeral insurance or burial insurance. The death benefit is usually between $2,000 to $50,000.
Global Final Expense Insurance key players include Allianz, AXAm, Generali, Ping An Insurance, China Life Insurance, etc. Global top five players hold a share about 26%. North America is the largest market, with a share about 36%, followed by Europe and APAC, both have a share over 54 percent. In terms of product, Permanent is the largest segment, with a share over 71%. And in terms of application, the largest application is Permanent, followed by Non-Permanent, etc.
Report Scope
Read the full market overview
This report quantifies the global Final Expense Insurance market in terms of revenue (US$ million) and, where applicable, service volume (K Units), using 2024 as the base year and providing annual historical and forecast data for 2021–2032.
It standardizes definitions of service Types and end-use Applications, harmonizes provider attribution, and delivers comparable time series by company, Type, Application, and region or country, including indicative price bands (US$/K Units) and concentration ratios (CR5/CR10). Outputs are intended to support service design, budgeting, capacity planning, and benchmarking for providers, platforms, channel partners, and investors; the report also reviews technology shifts and notable service innovations relevant to Final Expense Insurance.
Key Companies & Market Share Insights
This section profiles leading service providers with 2021–2025 results and a 2026–2032 outlook—covering revenue, market share, price bands, service portfolio and client mix, regional and channel mix, and key developments (M&A, network expansion, certifications). It also provides global revenue, average price, and—where applicable—volume metrics by provider, and calculates CR5/CR10 and rank changes to support comparative benchmarking.
Final Expense Insurance Market by Company
Allianz
AXA
Generali
Ping An Insurance
China Life Insurance
Prudential PLC
Lincoln National Corporation
Zurich Insurance
Nippon Life Insurance
Japan Post Holdings
AEGON
Metlife
Manulife Financial
CPIC
Chubb
AIG
Aviva
Allstate
LIC
Prudential Financial
UnitedHealthcare
AIA
Aflac
Legal & General
Final Expense Insurance Segment by Type
Permanent
Non-Permanent
Final Expense Insurance Segment by Age Bracket
From 50 to 65 Years Old
From 65 to 75 Years Old
Above and Equal to 75 Years Old
Final Expense Insurance Segment by Region
North America
United States
Canada
Mexico
Europe
Germany
France
U.K.
Italy
Spain
Russia
Netherlands
Nordic Countries
Asia-Pacific
China
Japan
South Korea
India
Australia
Taiwan
Southeast Asia
South America
Brazil
Argentina
Chile
Middle East & Africa
Saudi Arabia
Israel
United Arab Emirates
Turkey
Iran
Egypt
Key Drivers & Barriers
High-impact rendering factors and drivers have been studied in this report to aid the readers to understand the general development. Moreover, the report includes restraints and challenges that may act as stumbling blocks on the way of the players. This will assist the users to be attentive and make informed decisions related to business. Specialists have also laid their focus on the upcoming business prospects.
Reasons to Buy This Report
1. This report will help the readers to understand the competition within the industries and strategies for the competitive environment to enhance the potential profit. The report also focuses on the competitive landscape of the global Final Expense Insurance market, and introduces in detail the market share, industry ranking, competitor ecosystem, market performance, new product development, operation situation, expansion, and acquisition. etc. of the main players, which helps the readers to identify the main competitors and deeply understand the competition pattern of the market.
2. This report will help stakeholders to understand the global industry status and trends of Final Expense Insurance and provides them with information on key market drivers, restraints, challenges, and opportunities.
3. This report will help stakeholders to understand competitors better and gain more insights to strengthen their position in their businesses. The competitive landscape section includes the market share and rank (in volume and value), competitor ecosystem, new product development, expansion, and acquisition.
4. This report stays updated with novel technology integration, features, and the latest developments in the market
5. This report helps stakeholders to gain insights into which regions to target globally
6. This report helps stakeholders to gain insights into the end-user perception concerning the adoption of Final Expense Insurance.
7. This report helps stakeholders to identify some of the key players in the market and understand their valuable contribution.
Chapter Outline
Chapter 1: Research objectives, research methods, data sources, data cross-validation;
Chapter 2: Introduces the report scope of the report, executive summary of different market segments (product type, application, etc), including the market size of each market segment, future development potential, and so on. It offers a high-level view of the current state of the market and its likely evolution in the short to mid-term, and long term.
Chapter 3: Provides the analysis of various market segments product types, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 4: Provides the analysis of various market segments application, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 5: Introduces executive summary of global market size, regional market size, this section also introduces the market dynamics, latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by companies in the industry, and the analysis of relevant policies in the industry.
Chapter 6: Detailed analysis of Final Expense Insurance companies’ competitive landscape, revenue market share, latest development plan, merger, and acquisition information, etc.
Chapter 7, 8, 9, 10, 11: North America, Europe, Asia Pacific, South America, Middle East and Africa segment by country. It provides a quantitative analysis of the market size and development potential of each region and its main countries and introduces the market development, future development prospects, market space, and capacity of each country in the world.
Chapter 12: Provides profiles of key players, introducing the basic situation of the main companies in the market in detail, including revenue, gross margin, product introduction, recent development, etc.
Chapter 13: The main points and conclusions of the report.
More report detail
Tables and figures
Scope & coverage.
Types
- Permanent
- Non-Permanent
Applications
- From 50 to 65 Years Old
- From 65 to 75 Years Old
- Above and Equal to 75 Years Old
Companies covered
- Allianz
- AXA
- Generali
- Ping An Insurance
- China Life Insurance
- Prudential PLC
- Lincoln National Corporation
- Zurich Insurance
- Nippon Life Insurance
- Japan Post Holdings
- AEGON
- Metlife
- Manulife Financial
- CPIC
- Chubb
- AIG
- Aviva
- Allstate
- LIC
- Prudential Financial
- UnitedHealthcare
- AIA
- Aflac
- Legal & General
Inside the report.
1 Preface
- 1.1 Scope of Report
- 1.2 Reasons for Doing This Study
- 1.3 Research Methodology
- 1.4 Research Process
- 1.5 Data Source
- 1.5.1 Secondary Sources
- 1.5.2 Primary Sources
2 Market Overview
- 2.1 Product Definition
- 2.2 Final Expense Insurance by Type
- 2.2.1 Market Value Comparison by Type (2021 VS 2025 VS 2032)
- 2.2.2 Permanent
- 2.2.3 Non-Permanent
- 2.3 Final Expense Insurance by Age Bracket
- 2.3.1 Market Value Comparison by Age Bracket (2021 VS 2025 VS 2032)
- 2.3.2 From 50 to 65 Years Old
- 2.3.3 From 65 to 75 Years Old
- 2.3.4 Above and Equal to 75 Years Old
- 2.4 Assumptions and Limitations
3 Final Expense Insurance Breakdown Data by Type
- 3.1 Global Final Expense Insurance Historic Market Size by Type (2021-2026)
- 3.2 Global Final Expense Insurance Forecasted Market Size by Type (2027-2032)
4 Final Expense Insurance Breakdown Data by Age Bracket
- 4.1 Global Final Expense Insurance Historic Market Size by Age Bracket (2021-2026)
- 4.2 Global Final Expense Insurance Forecasted Market Size by Age Bracket (2027-2032)
5 Global Growth Trends
- 5.1 Global Final Expense Insurance Market Perspective (2021-2032)
- 5.2 Global Final Expense Insurance Growth Trends by Region
- 5.2.1 Global Final Expense Insurance Market Size by Region: 2021 VS 2025 VS 2032
- 5.2.2 Final Expense Insurance Historic Market Size by Region (2021-2026)
- 5.2.3 Final Expense Insurance Forecasted Market Size by Region (2027-2032)
- 5.3 Final Expense Insurance Market Dynamics
- 5.3.1 Final Expense Insurance Industry Trends
- 5.3.2 Final Expense Insurance Market Drivers
- 5.3.3 Final Expense Insurance Market Challenges
- 5.3.4 Final Expense Insurance Market Restraints
6 Market Competitive Landscape by Players
- 6.1 Global Top Final Expense Insurance Players by Revenue
- 6.1.1 Global Top Final Expense Insurance Players by Revenue (2021-2026)
- 6.1.2 Global Final Expense Insurance Revenue Market Share by Players (2021-2026)
- 6.2 Global Final Expense Insurance Industry Players Ranking, 2023 VS 2024 VS 2025
- 6.3 Global Key Players of Final Expense Insurance Head Office and Area Served
- 6.4 Global Final Expense Insurance Players, Product Type & Application
- 6.5 Global Final Expense Insurance Manufacturers Established Date
- 6.6 Global Final Expense Insurance Market CR5 and HHI
- 6.7 Global Players Mergers & Acquisition
7 North America
- 7.1 North America Final Expense Insurance Market Size (2021-2032)
- 7.2 North America Final Expense Insurance Market Growth Rate by Country: 2021 VS 2025 VS 2032
- 7.3 North America Final Expense Insurance Market Size by Country (2021-2026)
- 7.4 North America Final Expense Insurance Market Size by Country (2027-2032)
- 7.5 United States
- 7.5 United States
- 7.6 Canada
- 7.7 Mexico
8 Europe
- 8.1 Europe Final Expense Insurance Market Size (2021-2032)
- 8.2 Europe Final Expense Insurance Market Growth Rate by Country: 2021 VS 2025 VS 2032
- 8.3 Europe Final Expense Insurance Market Size by Country (2021-2026)
- 8.4 Europe Final Expense Insurance Market Size by Country (2027-2032)
- 8.5 Germany
- 8.6 France
- 8.7 U.K.
- 8.8 Italy
- 8.9 Spain
- 8.10 Russia
- 8.11 Netherlands
- 8.12 Nordic Countries
9 Asia-Pacific
- 9.1 Asia-Pacific Final Expense Insurance Market Size (2021-2032)
- 9.2 Asia-Pacific Final Expense Insurance Market Growth Rate by Country: 2021 VS 2025 VS 2032
- 9.3 Asia-Pacific Final Expense Insurance Market Size by Country (2021-2026)
- 9.4 Asia-Pacific Final Expense Insurance Market Size by Country (2027-2032)
- 9.5 China
- 9.6 Japan
- 9.7 South Korea
- 9.8 India
- 9.9 Australia
- 9.10 China Taiwan
- 9.11 Southeast Asia
10 South America
- 10.1 South America Final Expense Insurance Market Size (2021-2032)
- 10.2 South America Final Expense Insurance Market Growth Rate by Country: 2021 VS 2025 VS 2032
- 10.3 South America Final Expense Insurance Market Size by Country (2021-2026)
- 10.4 South America Final Expense Insurance Market Size by Country (2027-2032)
- 10.5 Brazil
- 10.6 Argentina
- 10.7 Chile
- 10.8 Colombia
- 10.9 Peru
11 Middle East & Africa
- 11.1 Middle East & Africa Final Expense Insurance Market Size (2021-2032)
- 11.2 Middle East & Africa Final Expense Insurance Market Growth Rate by Country: 2021 VS 2025 VS 2032
- 11.3 Middle East & Africa Final Expense Insurance Market Size by Country (2021-2026)
- 11.4 Middle East & Africa Final Expense Insurance Market Size by Country (2027-2032)
- 11.5 Saudi Arabia
- 11.6 Israel
- 11.7 United Arab Emirates
- 11.8 Turkey
- 11.9 Iran
- 11.10 Egypt
12 Players Profiled
- 12.1 Allianz
- 12.1.1 Allianz Company Information
- 12.1.2 Allianz Business Overview
- 12.1.3 Allianz Revenue in Final Expense Insurance Business (2021-2026)
- 12.1.4 Allianz Final Expense Insurance Product Portfolio
- 12.1.5 Allianz Recent Developments
- 12.2 AXA
- 12.2.1 AXA Company Information
- 12.2.2 AXA Business Overview
- 12.2.3 AXA Revenue in Final Expense Insurance Business (2021-2026)
- 12.2.4 AXA Final Expense Insurance Product Portfolio
- 12.2.5 AXA Recent Developments
- 12.3 Generali
- 12.3.1 Generali Company Information
- 12.3.2 Generali Business Overview
- 12.3.3 Generali Revenue in Final Expense Insurance Business (2021-2026)
- 12.3.4 Generali Final Expense Insurance Product Portfolio
- 12.3.5 Generali Recent Developments
- 12.4 Ping An Insurance
- 12.4.1 Ping An Insurance Company Information
- 12.4.2 Ping An Insurance Business Overview
- 12.4.3 Ping An Insurance Revenue in Final Expense Insurance Business (2021-2026)
- 12.4.4 Ping An Insurance Final Expense Insurance Product Portfolio
- 12.4.5 Ping An Insurance Recent Developments
- 12.5 China Life Insurance
- 12.5.1 China Life Insurance Company Information
- 12.5.2 China Life Insurance Business Overview
- 12.5.3 China Life Insurance Revenue in Final Expense Insurance Business (2021-2026)
- 12.5.4 China Life Insurance Final Expense Insurance Product Portfolio
- 12.5.5 China Life Insurance Recent Developments
- 12.6 Prudential PLC
- 12.6.1 Prudential PLC Company Information
- 12.6.2 Prudential PLC Business Overview
- 12.6.3 Prudential PLC Revenue in Final Expense Insurance Business (2021-2026)
- 12.6.4 Prudential PLC Final Expense Insurance Product Portfolio
- 12.6.5 Prudential PLC Recent Developments
- 12.7 Lincoln National Corporation
- 12.7.1 Lincoln National Corporation Company Information
- 12.7.2 Lincoln National Corporation Business Overview
- 12.7.3 Lincoln National Corporation Revenue in Final Expense Insurance Business (2021-2026)
- 12.7.4 Lincoln National Corporation Final Expense Insurance Product Portfolio
- 12.7.5 Lincoln National Corporation Recent Developments
- 12.8 Zurich Insurance
- 12.8.1 Zurich Insurance Company Information
- 12.8.2 Zurich Insurance Business Overview
- 12.8.3 Zurich Insurance Revenue in Final Expense Insurance Business (2021-2026)
- 12.8.4 Zurich Insurance Final Expense Insurance Product Portfolio
- 12.8.5 Zurich Insurance Recent Developments
- 12.9 Nippon Life Insurance
- 12.9.1 Nippon Life Insurance Company Information
- 12.9.2 Nippon Life Insurance Business Overview
- 12.9.3 Nippon Life Insurance Revenue in Final Expense Insurance Business (2021-2026)
- 12.9.4 Nippon Life Insurance Final Expense Insurance Product Portfolio
- 12.9.5 Nippon Life Insurance Recent Developments
- 12.10 Japan Post Holdings
- 12.10.1 Japan Post Holdings Company Information
- 12.10.2 Japan Post Holdings Business Overview
- 12.10.3 Japan Post Holdings Revenue in Final Expense Insurance Business (2021-2026)
- 12.10.4 Japan Post Holdings Final Expense Insurance Product Portfolio
- 12.10.5 Japan Post Holdings Recent Developments
- 12.11 AEGON
- 12.11.1 AEGON Company Information
- 12.11.2 AEGON Business Overview
- 12.11.3 AEGON Revenue in Final Expense Insurance Business (2021-2026)
- 12.11.4 AEGON Final Expense Insurance Product Portfolio
- 12.11.5 AEGON Recent Developments
- 12.12 Metlife
- 12.12.1 Metlife Company Information
- 12.12.2 Metlife Business Overview
- 12.12.3 Metlife Revenue in Final Expense Insurance Business (2021-2026)
- 12.12.4 Metlife Final Expense Insurance Product Portfolio
- 12.12.5 Metlife Recent Developments
- 12.13 Manulife Financial
- 12.13.1 Manulife Financial Company Information
- 12.13.2 Manulife Financial Business Overview
- 12.13.3 Manulife Financial Revenue in Final Expense Insurance Business (2021-2026)
- 12.13.4 Manulife Financial Final Expense Insurance Product Portfolio
- 12.13.5 Manulife Financial Recent Developments
- 12.14 CPIC
- 12.14.1 CPIC Company Information
- 12.14.2 CPIC Business Overview
- 12.14.3 CPIC Revenue in Final Expense Insurance Business (2021-2026)
- 12.14.4 CPIC Final Expense Insurance Product Portfolio
- 12.14.5 CPIC Recent Developments
- 12.15 Chubb
- 12.15.1 Chubb Company Information
- 12.15.2 Chubb Business Overview
- 12.15.3 Chubb Revenue in Final Expense Insurance Business (2021-2026)
- 12.15.4 Chubb Final Expense Insurance Product Portfolio
- 12.15.5 Chubb Recent Developments
- 12.16 AIG
- 12.16.1 AIG Company Information
- 12.16.2 AIG Business Overview
- 12.16.3 AIG Revenue in Final Expense Insurance Business (2021-2026)
- 12.16.4 AIG Final Expense Insurance Product Portfolio
- 12.16.5 AIG Recent Developments
- 12.17 Aviva
- 12.17.1 Aviva Company Information
- 12.17.2 Aviva Business Overview
- 12.17.3 Aviva Revenue in Final Expense Insurance Business (2021-2026)
- 12.17.4 Aviva Final Expense Insurance Product Portfolio
- 12.17.5 Aviva Recent Developments
- 12.18 Allstate
- 12.18.1 Allstate Company Information
- 12.18.2 Allstate Business Overview
- 12.18.3 Allstate Revenue in Final Expense Insurance Business (2021-2026)
- 12.18.4 Allstate Final Expense Insurance Product Portfolio
- 12.18.5 Allstate Recent Developments
- 12.19 LIC
- 12.19.1 LIC Company Information
- 12.19.2 LIC Business Overview
- 12.19.3 LIC Revenue in Final Expense Insurance Business (2021-2026)
- 12.19.4 LIC Final Expense Insurance Product Portfolio
- 12.19.5 LIC Recent Developments
- 12.20 Prudential Financial
- 12.20.1 Prudential Financial Company Information
- 12.20.2 Prudential Financial Business Overview
- 12.20.3 Prudential Financial Revenue in Final Expense Insurance Business (2021-2026)
- 12.20.4 Prudential Financial Final Expense Insurance Product Portfolio
- 12.20.5 Prudential Financial Recent Developments
- 12.21 UnitedHealthcare
- 12.21.1 UnitedHealthcare Company Information
- 12.21.2 UnitedHealthcare Business Overview
- 12.21.3 UnitedHealthcare Revenue in Final Expense Insurance Business (2021-2026)
- 12.21.4 UnitedHealthcare Final Expense Insurance Product Portfolio
- 12.21.5 UnitedHealthcare Recent Developments
- 12.22 AIA
- 12.22.1 AIA Company Information
- 12.22.2 AIA Business Overview
- 12.22.3 AIA Revenue in Final Expense Insurance Business (2021-2026)
- 12.22.4 AIA Final Expense Insurance Product Portfolio
- 12.22.5 AIA Recent Developments
- 12.23 Aflac
- 12.23.1 Aflac Company Information
- 12.23.2 Aflac Business Overview
- 12.23.3 Aflac Revenue in Final Expense Insurance Business (2021-2026)
- 12.23.4 Aflac Final Expense Insurance Product Portfolio
- 12.23.5 Aflac Recent Developments
- 12.24 Legal & General
- 12.24.1 Legal & General Company Information
- 12.24.2 Legal & General Business Overview
- 12.24.3 Legal & General Revenue in Final Expense Insurance Business (2021-2026)
- 12.24.4 Legal & General Final Expense Insurance Product Portfolio
- 12.24.5 Legal & General Recent Developments
13 Report Conclusion
14 Disclaimer
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