APO RESEARCH · REPORT
Flood Insurance
Flood insurance denotes the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding.
Product & engineering
Understand the product.
Flood insurance denotes the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding.
Selected research
Industry Research
Flood Insurance Industry Research Report 2026
Market perspective
Flood insurance denotes the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding.
USA is the largest Flood Insurance market with about 63% market share. Europe is follower, accounting for about 17% market share.
The key players are Allianz, Zurich, Allstate, Tokio Marine, Assurant, Chubb, PICC, Sompo Japan Nipponkoa, CPIC, PingAn, Sunshine, Berkshire Hathaway, Suncorp, Progressive, American Strategic etc. Top 3 companies occupied about 22% market share.
Read the full market overview
Report Scope
This report quantifies the global Flood Insurance market in terms of revenue (US$ million) and, where applicable, service volume (K Units), using 2024 as the base year and providing annual historical and forecast data for 2021–2032.
It standardizes definitions of service Types and end-use Applications, harmonizes provider attribution, and delivers comparable time series by company, Type, Application, and region or country, including indicative price bands (US$/K Units) and concentration ratios (CR5/CR10). Outputs are intended to support service design, budgeting, capacity planning, and benchmarking for providers, platforms, channel partners, and investors; the report also reviews technology shifts and notable service innovations relevant to Flood Insurance.
Key Companies & Market Share Insights
This section profiles leading service providers with 2021–2025 results and a 2026–2032 outlook—covering revenue, market share, price bands, service portfolio and client mix, regional and channel mix, and key developments (M&A, network expansion, certifications). It also provides global revenue, average price, and—where applicable—volume metrics by provider, and calculates CR5/CR10 and rank changes to support comparative benchmarking.
Flood Insurance Market by Company
Allianz
Zurich
Allstate
Tokio Marine
Assurant
Chubb
PICC
Sompo Japan Nipponkoa
CPIC
PingAn
Sunshine
Berkshire Hathaway
Suncorp
Progressive
American Strategic
Flood Insurance Segment by Type
Life Insurance
Non-Life Insurance
Flood Insurance Segment by Application
Commercial
Residential
Others
Flood Insurance Segment by Region
North America
United States
Canada
Mexico
Europe
Germany
France
U.K.
Italy
Spain
Russia
Netherlands
Nordic Countries
Asia-Pacific
China
Japan
South Korea
India
Australia
Taiwan
Southeast Asia
South America
Brazil
Argentina
Chile
Colombia
Middle East & Africa
Saudi Arabia
Israel
United Arab Emirates
Turkey
Iran
Egypt
Key Drivers & Barriers
High-impact rendering factors and drivers have been studied in this report to aid the readers to understand the general development. Moreover, the report includes restraints and challenges that may act as stumbling blocks on the way of the players. This will assist the users to be attentive and make informed decisions related to business. Specialists have also laid their focus on the upcoming business prospects.
Reasons to Buy This Report
1. This report will help the readers to understand the competition within the industries and strategies for the competitive environment to enhance the potential profit. The report also focuses on the competitive landscape of the global Flood Insurance market, and introduces in detail the market share, industry ranking, competitor ecosystem, market performance, new product development, operation situation, expansion, and acquisition. etc. of the main players, which helps the readers to identify the main competitors and deeply understand the competition pattern of the market.
2. This report will help stakeholders to understand the global industry status and trends of Flood Insurance and provides them with information on key market drivers, restraints, challenges, and opportunities.
3. This report will help stakeholders to understand competitors better and gain more insights to strengthen their position in their businesses. The competitive landscape section includes the market share and rank (in volume and value), competitor ecosystem, new product development, expansion, and acquisition.
4. This report stays updated with novel technology integration, features, and the latest developments in the market
5. This report helps stakeholders to gain insights into which regions to target globally
6. This report helps stakeholders to gain insights into the end-user perception concerning the adoption of Flood Insurance.
7. This report helps stakeholders to identify some of the key players in the market and understand their valuable contribution.
Chapter Outline
Chapter 1: Research objectives, research methods, data sources, data cross-validation;
Chapter 2: Introduces the report scope of the report, executive summary of different market segments (product type, application, etc), including the market size of each market segment, future development potential, and so on. It offers a high-level view of the current state of the market and its likely evolution in the short to mid-term, and long term.
Chapter 3: Provides the analysis of various market segments product types, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 4: Provides the analysis of various market segments application, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 5: Introduces executive summary of global market size, regional market size, this section also introduces the market dynamics, latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by companies in the industry, and the analysis of relevant policies in the industry.
Chapter 6: Detailed analysis of Flood Insurance companies’ competitive landscape, revenue market share, latest development plan, merger, and acquisition information, etc.
Chapter 7, 8, 9, 10, 11: North America, Europe, Asia Pacific, South America, Middle East and Africa segment by country. It provides a quantitative analysis of the market size and development potential of each region and its main countries and introduces the market development, future development prospects, market space, and capacity of each country in the world.
Chapter 12: Provides profiles of key players, introducing the basic situation of the main companies in the market in detail, including revenue, gross margin, product introduction, recent development, etc.
Chapter 13: The main points and conclusions of the report.
More report detail
Tables and figures
Scope & coverage.
Types
- Life Insurance
- Non-Life Insurance
Applications
- Commercial
- Residential
- Others
Companies covered
- Allianz
- Zurich
- Allstate
- Tokio Marine
- Assurant
- Chubb
- PICC
- Sompo Japan Nipponkoa
- CPIC
- PingAn
- Sunshine
- Berkshire Hathaway
- Suncorp
- Progressive
- American Strategic
Inside the report.
1 Preface
- 1.1 Scope of Report
- 1.2 Reasons for Doing This Study
- 1.3 Research Methodology
- 1.4 Research Process
- 1.5 Data Source
- 1.5.1 Secondary Sources
- 1.5.2 Primary Sources
2 Market Overview
- 2.1 Product Definition
- 2.2 Flood Insurance by Type
- 2.2.1 Market Value Comparison by Type (2021 VS 2025 VS 2032)
- 2.2.2 Life Insurance
- 2.2.3 Non-Life Insurance
- 2.3 Flood Insurance by Application
- 2.3.1 Market Value Comparison by Application (2021 VS 2025 VS 2032)
- 2.3.2 Commercial
- 2.3.3 Residential
- 2.3.4 Others
- 2.4 Assumptions and Limitations
3 Flood Insurance Breakdown Data by Type
- 3.1 Global Flood Insurance Historic Market Size by Type (2021-2026)
- 3.2 Global Flood Insurance Forecasted Market Size by Type (2027-2032)
4 Flood Insurance Breakdown Data by Application
- 4.1 Global Flood Insurance Historic Market Size by Application (2021-2026)
- 4.2 Global Flood Insurance Forecasted Market Size by Application (2027-2032)
5 Global Growth Trends
- 5.1 Global Flood Insurance Market Perspective (2021-2032)
- 5.2 Global Flood Insurance Growth Trends by Region
- 5.2.1 Global Flood Insurance Market Size by Region: 2021 VS 2025 VS 2032
- 5.2.2 Flood Insurance Historic Market Size by Region (2021-2026)
- 5.2.3 Flood Insurance Forecasted Market Size by Region (2027-2032)
- 5.3 Flood Insurance Market Dynamics
- 5.3.1 Flood Insurance Industry Trends
- 5.3.2 Flood Insurance Market Drivers
- 5.3.3 Flood Insurance Market Challenges
- 5.3.4 Flood Insurance Market Restraints
6 Market Competitive Landscape by Players
- 6.1 Global Top Flood Insurance Players by Revenue
- 6.1.1 Global Top Flood Insurance Players by Revenue (2021-2026)
- 6.1.2 Global Flood Insurance Revenue Market Share by Players (2021-2026)
- 6.2 Global Flood Insurance Industry Players Ranking, 2023 VS 2024 VS 2025
- 6.3 Global Key Players of Flood Insurance Head Office and Area Served
- 6.4 Global Flood Insurance Players, Product Type & Application
- 6.5 Global Flood Insurance Manufacturers Established Date
- 6.6 Global Flood Insurance Market CR5 and HHI
- 6.7 Global Players Mergers & Acquisition
7 North America
- 7.1 North America Flood Insurance Market Size (2021-2032)
- 7.2 North America Flood Insurance Market Growth Rate by Country: 2021 VS 2025 VS 2032
- 7.3 North America Flood Insurance Market Size by Country (2021-2026)
- 7.4 North America Flood Insurance Market Size by Country (2027-2032)
- 7.5 United States
- 7.5 United States
- 7.6 Canada
- 7.7 Mexico
8 Europe
- 8.1 Europe Flood Insurance Market Size (2021-2032)
- 8.2 Europe Flood Insurance Market Growth Rate by Country: 2021 VS 2025 VS 2032
- 8.3 Europe Flood Insurance Market Size by Country (2021-2026)
- 8.4 Europe Flood Insurance Market Size by Country (2027-2032)
- 8.5 Germany
- 8.6 France
- 8.7 U.K.
- 8.8 Italy
- 8.9 Spain
- 8.10 Russia
- 8.11 Netherlands
- 8.12 Nordic Countries
9 Asia-Pacific
- 9.1 Asia-Pacific Flood Insurance Market Size (2021-2032)
- 9.2 Asia-Pacific Flood Insurance Market Growth Rate by Country: 2021 VS 2025 VS 2032
- 9.3 Asia-Pacific Flood Insurance Market Size by Country (2021-2026)
- 9.4 Asia-Pacific Flood Insurance Market Size by Country (2027-2032)
- 9.5 China
- 9.6 Japan
- 9.7 South Korea
- 9.8 India
- 9.9 Australia
- 9.10 China Taiwan
- 9.11 Southeast Asia
10 South America
- 10.1 South America Flood Insurance Market Size (2021-2032)
- 10.2 South America Flood Insurance Market Growth Rate by Country: 2021 VS 2025 VS 2032
- 10.3 South America Flood Insurance Market Size by Country (2021-2026)
- 10.4 South America Flood Insurance Market Size by Country (2027-2032)
- 10.5 Brazil
- 10.6 Argentina
- 10.7 Chile
- 10.8 Colombia
- 10.9 Peru
11 Middle East & Africa
- 11.1 Middle East & Africa Flood Insurance Market Size (2021-2032)
- 11.2 Middle East & Africa Flood Insurance Market Growth Rate by Country: 2021 VS 2025 VS 2032
- 11.3 Middle East & Africa Flood Insurance Market Size by Country (2021-2026)
- 11.4 Middle East & Africa Flood Insurance Market Size by Country (2027-2032)
- 11.5 Saudi Arabia
- 11.6 Israel
- 11.7 United Arab Emirates
- 11.8 Turkey
- 11.9 Iran
- 11.10 Egypt
12 Players Profiled
- 12.1 Allianz
- 12.1.1 Allianz Company Information
- 12.1.2 Allianz Business Overview
- 12.1.3 Allianz Revenue in Flood Insurance Business (2021-2026)
- 12.1.4 Allianz Flood Insurance Product Portfolio
- 12.1.5 Allianz Recent Developments
- 12.2 Zurich
- 12.2.1 Zurich Company Information
- 12.2.2 Zurich Business Overview
- 12.2.3 Zurich Revenue in Flood Insurance Business (2021-2026)
- 12.2.4 Zurich Flood Insurance Product Portfolio
- 12.2.5 Zurich Recent Developments
- 12.3 Allstate
- 12.3.1 Allstate Company Information
- 12.3.2 Allstate Business Overview
- 12.3.3 Allstate Revenue in Flood Insurance Business (2021-2026)
- 12.3.4 Allstate Flood Insurance Product Portfolio
- 12.3.5 Allstate Recent Developments
- 12.4 Tokio Marine
- 12.4.1 Tokio Marine Company Information
- 12.4.2 Tokio Marine Business Overview
- 12.4.3 Tokio Marine Revenue in Flood Insurance Business (2021-2026)
- 12.4.4 Tokio Marine Flood Insurance Product Portfolio
- 12.4.5 Tokio Marine Recent Developments
- 12.5 Assurant
- 12.5.1 Assurant Company Information
- 12.5.2 Assurant Business Overview
- 12.5.3 Assurant Revenue in Flood Insurance Business (2021-2026)
- 12.5.4 Assurant Flood Insurance Product Portfolio
- 12.5.5 Assurant Recent Developments
- 12.6 Chubb
- 12.6.1 Chubb Company Information
- 12.6.2 Chubb Business Overview
- 12.6.3 Chubb Revenue in Flood Insurance Business (2021-2026)
- 12.6.4 Chubb Flood Insurance Product Portfolio
- 12.6.5 Chubb Recent Developments
- 12.7 PICC
- 12.7.1 PICC Company Information
- 12.7.2 PICC Business Overview
- 12.7.3 PICC Revenue in Flood Insurance Business (2021-2026)
- 12.7.4 PICC Flood Insurance Product Portfolio
- 12.7.5 PICC Recent Developments
- 12.8 Sompo Japan Nipponkoa
- 12.8.1 Sompo Japan Nipponkoa Company Information
- 12.8.2 Sompo Japan Nipponkoa Business Overview
- 12.8.3 Sompo Japan Nipponkoa Revenue in Flood Insurance Business (2021-2026)
- 12.8.4 Sompo Japan Nipponkoa Flood Insurance Product Portfolio
- 12.8.5 Sompo Japan Nipponkoa Recent Developments
- 12.9 CPIC
- 12.9.1 CPIC Company Information
- 12.9.2 CPIC Business Overview
- 12.9.3 CPIC Revenue in Flood Insurance Business (2021-2026)
- 12.9.4 CPIC Flood Insurance Product Portfolio
- 12.9.5 CPIC Recent Developments
- 12.10 PingAn
- 12.10.1 PingAn Company Information
- 12.10.2 PingAn Business Overview
- 12.10.3 PingAn Revenue in Flood Insurance Business (2021-2026)
- 12.10.4 PingAn Flood Insurance Product Portfolio
- 12.10.5 PingAn Recent Developments
- 12.11 Sunshine
- 12.11.1 Sunshine Company Information
- 12.11.2 Sunshine Business Overview
- 12.11.3 Sunshine Revenue in Flood Insurance Business (2021-2026)
- 12.11.4 Sunshine Flood Insurance Product Portfolio
- 12.11.5 Sunshine Recent Developments
- 12.12 Berkshire Hathaway
- 12.12.1 Berkshire Hathaway Company Information
- 12.12.2 Berkshire Hathaway Business Overview
- 12.12.3 Berkshire Hathaway Revenue in Flood Insurance Business (2021-2026)
- 12.12.4 Berkshire Hathaway Flood Insurance Product Portfolio
- 12.12.5 Berkshire Hathaway Recent Developments
- 12.13 Suncorp
- 12.13.1 Suncorp Company Information
- 12.13.2 Suncorp Business Overview
- 12.13.3 Suncorp Revenue in Flood Insurance Business (2021-2026)
- 12.13.4 Suncorp Flood Insurance Product Portfolio
- 12.13.5 Suncorp Recent Developments
- 12.14 Progressive
- 12.14.1 Progressive Company Information
- 12.14.2 Progressive Business Overview
- 12.14.3 Progressive Revenue in Flood Insurance Business (2021-2026)
- 12.14.4 Progressive Flood Insurance Product Portfolio
- 12.14.5 Progressive Recent Developments
- 12.15 American Strategic
- 12.15.1 American Strategic Company Information
- 12.15.2 American Strategic Business Overview
- 12.15.3 American Strategic Revenue in Flood Insurance Business (2021-2026)
- 12.15.4 American Strategic Flood Insurance Product Portfolio
- 12.15.5 American Strategic Recent Developments
13 Report Conclusion
14 Disclaimer
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