APO RESEARCH · REPORT
Electronic Bill Presentment and Payment (EBPP)
Electronic Bill Presentment is the electronic transmission of bill detail from businesses to consumers. It includes presentation of information, data analysis, cross selling, up selling, advertising and bill dispute. Electronic Bill Payment is the process of performing electronic payments between the consumer, the biller, and the financial institution.
Product & engineering
Understand the product.
Electronic Bill Presentment is the electronic transmission of bill detail from businesses to consumers. It includes presentation of information, data analysis, cross selling, up selling, advertising and bill dispute. Electronic Bill Payment is the process of performing electronic payments between the consumer, the biller, and the financial institution.
Selected research
Industry Research
Electronic Bill Presentment and Payment (EBPP) Industry Research Report 2026
Market perspective
Electronic Bill Presentment is the electronic transmission of bill detail from businesses to consumers. It includes presentation of information, data analysis, cross selling, up selling, advertising and bill dispute. Electronic Bill Payment is the process of performing electronic payments between the consumer, the biller, and the financial institution.
In Canada, the key Electronic Bill Presentment and Payment (EBPP) manufacturers are Kurbra, Chase Paymentech, Elavon, First Data, Canada Payments, Epost, Microsoft, SAP, Harris Systems, Broadridge, Symcor, Payfirma, Square, Stripe etc. Top 3 companies occupied about 62% market share.
Report Scope
Read the full market overview
This report quantifies the global Electronic Bill Presentment and Payment (EBPP) market in terms of revenue (US$ million) and, where applicable, service volume (), using 2024 as the base year and providing annual historical and forecast data for 2021–2032.
It standardizes definitions of service Types and end-use Applications, harmonizes provider attribution, and delivers comparable time series by company, Type, Application, and region or country, including indicative price bands (US$/) and concentration ratios (CR5/CR10). Outputs are intended to support service design, budgeting, capacity planning, and benchmarking for providers, platforms, channel partners, and investors; the report also reviews technology shifts and notable service innovations relevant to Electronic Bill Presentment and Payment (EBPP).
Key Companies & Market Share Insights
This section profiles leading service providers with 2021–2025 results and a 2026–2032 outlook—covering revenue, market share, price bands, service portfolio and client mix, regional and channel mix, and key developments (M&A, network expansion, certifications). It also provides global revenue, average price, and—where applicable—volume metrics by provider, and calculates CR5/CR10 and rank changes to support comparative benchmarking.
Electronic Bill Presentment and Payment (EBPP) Market by Company
Kurbra
Chase Paymentech
Elavon
First Data
Canada Payments
Epost
Microsoft
SAP
Harris Systems
Broadridge
Symcor
Payfirma
Square
Stripe
Electronic Bill Presentment and Payment (EBPP) Segment by Type
The Direct Biller Model
The Consolidator Model
Electronic Bill Presentment and Payment (EBPP) Segment by Application
Financial Institutions
Telecommunication
Utility Companies
Other Industries
Electronic Bill Presentment and Payment (EBPP) Segment by Region
North America
United States
Canada
Mexico
Europe
Germany
France
U.K.
Italy
Spain
Russia
Netherlands
Nordic Countries
Asia-Pacific
China
Japan
South Korea
India
Australia
Taiwan
Southeast Asia
South America
Brazil
Argentina
Chile
Middle East & Africa
Saudi Arabia
Israel
United Arab Emirates
Turkey
Iran
Egypt
Key Drivers & Barriers
High-impact rendering factors and drivers have been studied in this report to aid the readers to understand the general development. Moreover, the report includes restraints and challenges that may act as stumbling blocks on the way of the players. This will assist the users to be attentive and make informed decisions related to business. Specialists have also laid their focus on the upcoming business prospects.
Reasons to Buy This Report
1. This report will help the readers to understand the competition within the industries and strategies for the competitive environment to enhance the potential profit. The report also focuses on the competitive landscape of the global Electronic Bill Presentment and Payment (EBPP) market, and introduces in detail the market share, industry ranking, competitor ecosystem, market performance, new product development, operation situation, expansion, and acquisition. etc. of the main players, which helps the readers to identify the main competitors and deeply understand the competition pattern of the market.
2. This report will help stakeholders to understand the global industry status and trends of Electronic Bill Presentment and Payment (EBPP) and provides them with information on key market drivers, restraints, challenges, and opportunities.
3. This report will help stakeholders to understand competitors better and gain more insights to strengthen their position in their businesses. The competitive landscape section includes the market share and rank (in volume and value), competitor ecosystem, new product development, expansion, and acquisition.
4. This report stays updated with novel technology integration, features, and the latest developments in the market
5. This report helps stakeholders to gain insights into which regions to target globally
6. This report helps stakeholders to gain insights into the end-user perception concerning the adoption of Electronic Bill Presentment and Payment (EBPP).
7. This report helps stakeholders to identify some of the key players in the market and understand their valuable contribution.
Chapter Outline
Chapter 1: Research objectives, research methods, data sources, data cross-validation;
Chapter 2: Introduces the report scope of the report, executive summary of different market segments (product type, application, etc), including the market size of each market segment, future development potential, and so on. It offers a high-level view of the current state of the market and its likely evolution in the short to mid-term, and long term.
Chapter 3: Provides the analysis of various market segments product types, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 4: Provides the analysis of various market segments application, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 5: Introduces executive summary of global market size, regional market size, this section also introduces the market dynamics, latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by companies in the industry, and the analysis of relevant policies in the industry.
Chapter 6: Detailed analysis of Electronic Bill Presentment and Payment (EBPP) companies’ competitive landscape, revenue market share, latest development plan, merger, and acquisition information, etc.
Chapter 7, 8, 9, 10, 11: North America, Europe, Asia Pacific, South America, Middle East and Africa segment by country. It provides a quantitative analysis of the market size and development potential of each region and its main countries and introduces the market development, future development prospects, market space, and capacity of each country in the world.
Chapter 12: Provides profiles of key players, introducing the basic situation of the main companies in the market in detail, including revenue, gross margin, product introduction, recent development, etc.
Chapter 13: The main points and conclusions of the report.
More report detail
Tables and figures
Scope & coverage.
Types
- The Direct Biller Model
- The Consolidator Model
Applications
- Financial Institutions
- Telecommunication
- Utility Companies
- Other Industries
Companies covered
- Kurbra
- Chase Paymentech
- Elavon
- First Data
- Canada Payments
- Epost
- Microsoft
- SAP
- Harris Systems
- Broadridge
- Symcor
- Payfirma
- Square
- Stripe
Inside the report.
1 Preface
- 1.1 Scope of Report
- 1.2 Reasons for Doing This Study
- 1.3 Research Methodology
- 1.4 Research Process
- 1.5 Data Source
- 1.5.1 Secondary Sources
- 1.5.2 Primary Sources
2 Market Overview
- 2.1 Product Definition
- 2.2 Electronic Bill Presentment and Payment (EBPP) by Type
- 2.2.1 Market Value Comparison by Type (2021 VS 2025 VS 2032)
- 2.2.2 The Direct Biller Model
- 2.2.3 The Consolidator Model
- 2.3 Electronic Bill Presentment and Payment (EBPP) by Application
- 2.3.1 Market Value Comparison by Application (2021 VS 2025 VS 2032)
- 2.3.2 Financial Institutions
- 2.3.3 Telecommunication
- 2.3.4 Utility Companies
- 2.3.5 Other Industries
- 2.4 Assumptions and Limitations
3 Electronic Bill Presentment and Payment (EBPP) Breakdown Data by Type
- 3.1 Global Electronic Bill Presentment and Payment (EBPP) Historic Market Size by Type (2021-2026)
- 3.2 Global Electronic Bill Presentment and Payment (EBPP) Forecasted Market Size by Type (2027-2032)
4 Electronic Bill Presentment and Payment (EBPP) Breakdown Data by Application
- 4.1 Global Electronic Bill Presentment and Payment (EBPP) Historic Market Size by Application (2021-2026)
- 4.2 Global Electronic Bill Presentment and Payment (EBPP) Forecasted Market Size by Application (2027-2032)
5 Global Growth Trends
- 5.1 Global Electronic Bill Presentment and Payment (EBPP) Market Perspective (2021-2032)
- 5.2 Global Electronic Bill Presentment and Payment (EBPP) Growth Trends by Region
- 5.2.1 Global Electronic Bill Presentment and Payment (EBPP) Market Size by Region: 2021 VS 2025 VS 2032
- 5.2.2 Electronic Bill Presentment and Payment (EBPP) Historic Market Size by Region (2021-2026)
- 5.2.3 Electronic Bill Presentment and Payment (EBPP) Forecasted Market Size by Region (2027-2032)
- 5.3 Electronic Bill Presentment and Payment (EBPP) Market Dynamics
- 5.3.1 Electronic Bill Presentment and Payment (EBPP) Industry Trends
- 5.3.2 Electronic Bill Presentment and Payment (EBPP) Market Drivers
- 5.3.3 Electronic Bill Presentment and Payment (EBPP) Market Challenges
- 5.3.4 Electronic Bill Presentment and Payment (EBPP) Market Restraints
6 Market Competitive Landscape by Players
- 6.1 Global Top Electronic Bill Presentment and Payment (EBPP) Players by Revenue
- 6.1.1 Global Top Electronic Bill Presentment and Payment (EBPP) Players by Revenue (2021-2026)
- 6.1.2 Global Electronic Bill Presentment and Payment (EBPP) Revenue Market Share by Players (2021-2026)
- 6.2 Global Electronic Bill Presentment and Payment (EBPP) Industry Players Ranking, 2023 VS 2024 VS 2025
- 6.3 Global Key Players of Electronic Bill Presentment and Payment (EBPP) Head Office and Area Served
- 6.4 Global Electronic Bill Presentment and Payment (EBPP) Players, Product Type & Application
- 6.5 Global Electronic Bill Presentment and Payment (EBPP) Manufacturers Established Date
- 6.6 Global Electronic Bill Presentment and Payment (EBPP) Market CR5 and HHI
- 6.7 Global Players Mergers & Acquisition
7 North America
- 7.1 North America Electronic Bill Presentment and Payment (EBPP) Market Size (2021-2032)
- 7.2 North America Electronic Bill Presentment and Payment (EBPP) Market Growth Rate by Country: 2021 VS 2025 VS 2032
- 7.3 North America Electronic Bill Presentment and Payment (EBPP) Market Size by Country (2021-2026)
- 7.4 North America Electronic Bill Presentment and Payment (EBPP) Market Size by Country (2027-2032)
- 7.5 United States
- 7.5 United States
- 7.6 Canada
- 7.7 Mexico
8 Europe
- 8.1 Europe Electronic Bill Presentment and Payment (EBPP) Market Size (2021-2032)
- 8.2 Europe Electronic Bill Presentment and Payment (EBPP) Market Growth Rate by Country: 2021 VS 2025 VS 2032
- 8.3 Europe Electronic Bill Presentment and Payment (EBPP) Market Size by Country (2021-2026)
- 8.4 Europe Electronic Bill Presentment and Payment (EBPP) Market Size by Country (2027-2032)
- 8.5 Germany
- 8.6 France
- 8.7 U.K.
- 8.8 Italy
- 8.9 Spain
- 8.10 Russia
- 8.11 Netherlands
- 8.12 Nordic Countries
9 Asia-Pacific
- 9.1 Asia-Pacific Electronic Bill Presentment and Payment (EBPP) Market Size (2021-2032)
- 9.2 Asia-Pacific Electronic Bill Presentment and Payment (EBPP) Market Growth Rate by Country: 2021 VS 2025 VS 2032
- 9.3 Asia-Pacific Electronic Bill Presentment and Payment (EBPP) Market Size by Country (2021-2026)
- 9.4 Asia-Pacific Electronic Bill Presentment and Payment (EBPP) Market Size by Country (2027-2032)
- 9.5 China
- 9.6 Japan
- 9.7 South Korea
- 9.8 India
- 9.9 Australia
- 9.10 China Taiwan
- 9.11 Southeast Asia
10 South America
- 10.1 South America Electronic Bill Presentment and Payment (EBPP) Market Size (2021-2032)
- 10.2 South America Electronic Bill Presentment and Payment (EBPP) Market Growth Rate by Country: 2021 VS 2025 VS 2032
- 10.3 South America Electronic Bill Presentment and Payment (EBPP) Market Size by Country (2021-2026)
- 10.4 South America Electronic Bill Presentment and Payment (EBPP) Market Size by Country (2027-2032)
- 10.5 Brazil
- 10.6 Argentina
- 10.7 Chile
- 10.8 Colombia
- 10.9 Peru
11 Middle East & Africa
- 11.1 Middle East & Africa Electronic Bill Presentment and Payment (EBPP) Market Size (2021-2032)
- 11.2 Middle East & Africa Electronic Bill Presentment and Payment (EBPP) Market Growth Rate by Country: 2021 VS 2025 VS 2032
- 11.3 Middle East & Africa Electronic Bill Presentment and Payment (EBPP) Market Size by Country (2021-2026)
- 11.4 Middle East & Africa Electronic Bill Presentment and Payment (EBPP) Market Size by Country (2027-2032)
- 11.5 Saudi Arabia
- 11.6 Israel
- 11.7 United Arab Emirates
- 11.8 Turkey
- 11.9 Iran
- 11.10 Egypt
12 Players Profiled
- 12.1 Kurbra
- 12.1.1 Kurbra Company Information
- 12.1.2 Kurbra Business Overview
- 12.1.3 Kurbra Revenue in Electronic Bill Presentment and Payment (EBPP) Business (2021-2026)
- 12.1.4 Kurbra Electronic Bill Presentment and Payment (EBPP) Product Portfolio
- 12.1.5 Kurbra Recent Developments
- 12.2 Chase Paymentech
- 12.2.1 Chase Paymentech Company Information
- 12.2.2 Chase Paymentech Business Overview
- 12.2.3 Chase Paymentech Revenue in Electronic Bill Presentment and Payment (EBPP) Business (2021-2026)
- 12.2.4 Chase Paymentech Electronic Bill Presentment and Payment (EBPP) Product Portfolio
- 12.2.5 Chase Paymentech Recent Developments
- 12.3 Elavon
- 12.3.1 Elavon Company Information
- 12.3.2 Elavon Business Overview
- 12.3.3 Elavon Revenue in Electronic Bill Presentment and Payment (EBPP) Business (2021-2026)
- 12.3.4 Elavon Electronic Bill Presentment and Payment (EBPP) Product Portfolio
- 12.3.5 Elavon Recent Developments
- 12.4 First Data
- 12.4.1 First Data Company Information
- 12.4.2 First Data Business Overview
- 12.4.3 First Data Revenue in Electronic Bill Presentment and Payment (EBPP) Business (2021-2026)
- 12.4.4 First Data Electronic Bill Presentment and Payment (EBPP) Product Portfolio
- 12.4.5 First Data Recent Developments
- 12.5 Canada Payments
- 12.5.1 Canada Payments Company Information
- 12.5.2 Canada Payments Business Overview
- 12.5.3 Canada Payments Revenue in Electronic Bill Presentment and Payment (EBPP) Business (2021-2026)
- 12.5.4 Canada Payments Electronic Bill Presentment and Payment (EBPP) Product Portfolio
- 12.5.5 Canada Payments Recent Developments
- 12.6 Epost
- 12.6.1 Epost Company Information
- 12.6.2 Epost Business Overview
- 12.6.3 Epost Revenue in Electronic Bill Presentment and Payment (EBPP) Business (2021-2026)
- 12.6.4 Epost Electronic Bill Presentment and Payment (EBPP) Product Portfolio
- 12.6.5 Epost Recent Developments
- 12.7 Microsoft
- 12.7.1 Microsoft Company Information
- 12.7.2 Microsoft Business Overview
- 12.7.3 Microsoft Revenue in Electronic Bill Presentment and Payment (EBPP) Business (2021-2026)
- 12.7.4 Microsoft Electronic Bill Presentment and Payment (EBPP) Product Portfolio
- 12.7.5 Microsoft Recent Developments
- 12.8 SAP
- 12.8.1 SAP Company Information
- 12.8.2 SAP Business Overview
- 12.8.3 SAP Revenue in Electronic Bill Presentment and Payment (EBPP) Business (2021-2026)
- 12.8.4 SAP Electronic Bill Presentment and Payment (EBPP) Product Portfolio
- 12.8.5 SAP Recent Developments
- 12.9 Harris Systems
- 12.9.1 Harris Systems Company Information
- 12.9.2 Harris Systems Business Overview
- 12.9.3 Harris Systems Revenue in Electronic Bill Presentment and Payment (EBPP) Business (2021-2026)
- 12.9.4 Harris Systems Electronic Bill Presentment and Payment (EBPP) Product Portfolio
- 12.9.5 Harris Systems Recent Developments
- 12.10 Broadridge
- 12.10.1 Broadridge Company Information
- 12.10.2 Broadridge Business Overview
- 12.10.3 Broadridge Revenue in Electronic Bill Presentment and Payment (EBPP) Business (2021-2026)
- 12.10.4 Broadridge Electronic Bill Presentment and Payment (EBPP) Product Portfolio
- 12.10.5 Broadridge Recent Developments
- 12.11 Symcor
- 12.11.1 Symcor Company Information
- 12.11.2 Symcor Business Overview
- 12.11.3 Symcor Revenue in Electronic Bill Presentment and Payment (EBPP) Business (2021-2026)
- 12.11.4 Symcor Electronic Bill Presentment and Payment (EBPP) Product Portfolio
- 12.11.5 Symcor Recent Developments
- 12.12 Payfirma
- 12.12.1 Payfirma Company Information
- 12.12.2 Payfirma Business Overview
- 12.12.3 Payfirma Revenue in Electronic Bill Presentment and Payment (EBPP) Business (2021-2026)
- 12.12.4 Payfirma Electronic Bill Presentment and Payment (EBPP) Product Portfolio
- 12.12.5 Payfirma Recent Developments
- 12.13 Square
- 12.13.1 Square Company Information
- 12.13.2 Square Business Overview
- 12.13.3 Square Revenue in Electronic Bill Presentment and Payment (EBPP) Business (2021-2026)
- 12.13.4 Square Electronic Bill Presentment and Payment (EBPP) Product Portfolio
- 12.13.5 Square Recent Developments
- 12.14 Stripe
- 12.14.1 Stripe Company Information
- 12.14.2 Stripe Business Overview
- 12.14.3 Stripe Revenue in Electronic Bill Presentment and Payment (EBPP) Business (2021-2026)
- 12.14.4 Stripe Electronic Bill Presentment and Payment (EBPP) Product Portfolio
- 12.14.5 Stripe Recent Developments
13 Report Conclusion
14 Disclaimer
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